Erste Group Bank AG.
FSX:EBO.DE
70 (EUR) • At close May 9, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) EUR.
| 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | 2017 Q3 | 2017 Q2 | 2017 Q1 | 2016 Q4 | 2016 Q3 | 2016 Q2 | 2016 Q1 | 2015 Q4 | 2015 Q3 | 2015 Q2 | 2015 Q1 | 2014 Q4 | 2014 Q3 | 2014 Q2 | 2014 Q1 | 2013 Q4 | 2013 Q3 | 2013 Q2 | 2013 Q1 | 2012 Q4 | 2012 Q3 | 2012 Q2 | 2012 Q1 | 2011 Q4 | 2011 Q3 | 2011 Q2 | 2011 Q1 | 2010 Q4 | 2010 Q3 | 2010 Q2 | 2010 Q1 | 2009 Q4 | 2009 Q3 | 2009 Q2 | 2009 Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 2,790 | 2,782 | 2,771 | 5,826 | 6,056.003 | 5,336 | 5,205.8 | 2,655.5 | 2,495.1 | 2,206.912 | 2,076 | 2,075.6 | 2,045.251 | 1,891.91 | 1,920.9 | 1,957.9 | 1,830.774 | 1,888.589 | 1,811.3 | 1,805.8 | 1,695.005 | 1,854.507 | 1,804.7 | 1,826.1 | 1,779.694 | 1,810.975 | 1,720.6 | 1,718.1 | 1,655.231 | 1,795.515 | 1,701.4 | 1,647.9 | 1,638.681 | 1,716.648 | 1,604.8 | 1,860.2 | 1,623.969 | 1,655.827 | 1,565.2 | 1,539.6 | 1,692.408 | 1,709.813 | 830.1 | 1,295.8 | 1,682.508 | 1,694.838 | 1,733.5 | 1,703.6 | 1,736.3 | 2,385.434 | 1,815.8 | 1,783.4 | 2,012.8 | 1,853.989 | 1,630.1 | 1,976.8 | 1,916.6 | 1,881.273 | 2,010.3 | 1,953.5 | 1,936.3 | 1,811.154 | 1,920.6 | 1,922.2 | 1,814.4 |
| Cost of Revenue
| 0 | 0 | -2,954 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit
| 2,790 | 2,782 | 5,725 | 5,826 | 6,056.003 | 5,336 | 5,205.8 | 2,655.5 | 2,495.1 | 2,206.912 | 2,076 | 2,075.6 | 2,045.251 | 1,891.91 | 1,920.9 | 1,957.9 | 1,830.774 | 1,888.589 | 1,811.3 | 1,805.8 | 1,695.005 | 1,854.507 | 1,804.7 | 1,826.1 | 1,779.694 | 1,810.975 | 1,720.6 | 1,718.1 | 1,655.231 | 1,795.515 | 1,701.4 | 1,647.9 | 1,638.681 | 1,716.648 | 1,604.8 | 1,860.2 | 1,623.969 | 1,655.827 | 1,565.2 | 1,539.6 | 1,692.408 | 1,709.813 | 830.1 | 1,295.8 | 1,682.508 | 1,694.838 | 1,733.5 | 1,703.6 | 1,736.3 | 2,385.434 | 1,815.8 | 1,783.4 | 2,012.8 | 1,853.989 | 1,630.1 | 1,976.8 | 1,916.6 | 1,881.273 | 2,010.3 | 1,953.5 | 1,936.3 | 1,811.154 | 1,920.6 | 1,922.2 | 1,814.4 |
| Gross Profit Ratio
| 1 | 1 | 2.066 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 0 | 443 | 341 | 343 | 232 | 260.2 | 323.8 | 1,230.2 | 408.619 | 231.4 | 285.7 | 1,050.1 | 468.053 | 333.737 | 265.3 | 235.5 | 345.816 | 339.91 | 235.6 | 238.6 | 344.795 | 325.834 | 253.8 | 267.3 | 185.8 | 689.193 | 294 | 283 | 171.2 | 247.1 | 301.1 | 291.8 | 174.2 | 211.9 | 299.9 | 276.6 | 163 | 185.8 | 295.6 | 278.5 | 160.8 | 172.4 | 264.2 | 265.2 | 168.7 | -154.5 | 900.1 | 911.7 | 277.7 | -2,184.8 | 938.7 | 942.3 | 945.1 | 959.304 | 965.3 | 963.3 | 963 | 945.082 | 973.3 | 945.3 | 953.1 | 927.096 | 920.1 | 984.3 | 975.9 |
| Selling & Marketing Expenses
| 0 | 0 | 0 | 922 | 40 | 90.3 | 0 | 48.4 | 36.5 | 81.9 | 0 | 42.3 | 31.9 | 64.9 | 0 | 72.3 | 30.3 | 55.9 | 30.9 | 0 | 36.2 | 70.4 | 0 | 43.8 | 43.2 | 59 | 0 | 39.1 | 36.8 | 61.8 | 38.7 | 0 | 33.3 | 50.8 | 0 | 36.2 | 34.8 | 54.1 | 36.1 | 40.2 | 37 | 58.5 | 0 | 73.1 | 36.2 | 164 | 0 | 41.7 | 71.2 | 184.7 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A
| 1,620 | 443 | 341 | 343 | 272 | 350.5 | 323.8 | 1,230.2 | 408.619 | 313.3 | 285.7 | 1,050.1 | 468.053 | 333.737 | 265.3 | 235.5 | 345.816 | 339.91 | 235.6 | 238.6 | 344.795 | 325.834 | 253.8 | 267.3 | 229 | 572.693 | 294 | 283 | 208 | 308.9 | 301.1 | 291.8 | 207.5 | 262.7 | 299.9 | 276.6 | 197.8 | 239.9 | 295.6 | 278.5 | 197.8 | 230.9 | 264.2 | 265.2 | 204.9 | 9.5 | 900.1 | 911.7 | 277.7 | -2,000.1 | 938.7 | 942.3 | 945.1 | 959.304 | 965.3 | 963.3 | 963 | 945.082 | 973.3 | 945.3 | 953.1 | 927.096 | 920.1 | 984.3 | 975.9 |
| Other Expenses
| 0 | 1,151 | 2,430 | -617.593 | -571.088 | -1,345 | -517.928 | -488.139 | 1,109.229 | 926 | 857.5 | 66.5 | 917.768 | 777.639 | 843.6 | 809.9 | 886.566 | 720.326 | 816.6 | 807.2 | 927.032 | 848.073 | 807.3 | 982.9 | 1,028.742 | 445.904 | 764.2 | 805 | 989.3 | 847.4 | -0.1 | 0.1 | 1,016.7 | 0.002 | 743.1 | -0.1 | 0.077 | -0.001 | -0.1 | 0.1 | 907.7 | 0.001 | 979.8 | 1,819.9 | -11.423 | 55.099 | 180.8 | 294.4 | -28.5 | 3,454.5 | 145.9 | 199.3 | 0 | -1,032.4 | 1,200.2 | 131.5 | 128.7 | 4.1 | -4.9 | -1.3 | 17.7 | -49.75 | -16.3 | 12.5 | -44.2 |
| Operating Expenses
| 1,620 | 1,594 | 2,771 | 617.593 | 571.088 | 1,345 | 1,272.9 | 1,239 | 1,517.848 | 1,239.3 | 1,143.2 | 1,116.6 | 1,385.821 | 1,111.376 | 1,108.9 | 1,045.4 | 1,232.382 | 1,060.236 | 1,052.2 | 1,045.8 | 1,271.827 | 1,173.907 | 1,061.1 | 1,250.2 | 1,257.742 | 1,018.597 | 1,058.2 | 1,088 | 1,197.3 | 1,156.3 | 1,096.8 | 1,067.9 | 1,224.2 | 1,308.2 | 1,043 | 1,024.1 | 1,144 | 1,150.6 | 1,132.4 | 995.9 | 1,105.5 | 510.9 | 1,244 | 2,085.1 | 1,051.7 | 1,071.8 | 1,080.9 | 1,206.1 | 1,027.8 | 1,454.4 | 1,084.6 | 1,141.6 | 945.1 | -73.096 | 2,165.5 | 1,094.8 | 1,091.7 | 949.182 | 1,097.9 | 1,036.4 | 1,020.8 | 955.396 | 1,034.4 | 1,031.9 | 1,015.8 |
| Operating Income
| 1,170 | 1,188 | 1,384 | 1,308 | 1,285.978 | 3,991 | 1,050.7 | 1,149.3 | 3,466.697 | 2,754.029 | 1,666.526 | 887.9 | 1,256.31 | 1,019.826 | 1,069.7 | 1,114.2 | 887.025 | 621.607 | 857.1 | 545.7 | 946.524 | 913.972 | 629.3 | 1,102.9 | 1,152.253 | 1,144.546 | 1,178.6 | 1,103.9 | 1,060.319 | 649.48 | 505 | 490.7 | 704.24 | 448.173 | 462.5 | 741.3 | 812.796 | 898.722 | 365.8 | 416.2 | 841.214 | 530.389 | -455.9 | -797.2 | 745.418 | 447.609 | 185.1 | 33.6 | 1,004.6 | -170.603 | 237.8 | 235.1 | 466.3 | 1,368.54 | -1,538.4 | 369.4 | 393.7 | 360.846 | 408.2 | 364.1 | 384.3 | 233.13 | 329.1 | 368.4 | 428.4 |
| Operating Income Ratio
| 0.419 | 0.427 | 0.499 | 0.225 | 0.212 | 0.748 | 0.202 | 0.433 | 1.389 | 1.248 | 0.803 | 0.428 | 0.614 | 0.539 | 0.557 | 0.569 | 0.485 | 0.329 | 0.473 | 0.302 | 0.558 | 0.493 | 0.349 | 0.604 | 0.647 | 0.632 | 0.685 | 0.643 | 0.641 | 0.362 | 0.297 | 0.298 | 0.43 | 0.261 | 0.288 | 0.399 | 0.5 | 0.543 | 0.234 | 0.27 | 0.497 | 0.31 | -0.549 | -0.615 | 0.443 | 0.264 | 0.107 | 0.02 | 0.579 | -0.072 | 0.131 | 0.132 | 0.232 | 0.738 | -0.944 | 0.187 | 0.205 | 0.192 | 0.203 | 0.186 | 0.198 | 0.129 | 0.171 | 0.192 | 0.236 |
| Total Other Income Expenses Net
| 5 | -177 | 10 | 32.593 | 4.165 | -98.429 | -2 | 0.4 | -4.443 | -1,945.749 | -16.5 | -29.842 | -3.91 | -60.835 | -1.4 | 0.808 | 2.485 | -65.568 | 0 | -396.9 | -588.55 | -170.191 | -4.5 | 0.678 | -152.262 | -82.595 | 0.5 | -5.597 | -5.223 | -45.101 | -0.1 | 0.1 | -269.581 | -351.7 | 0 | -0.1 | 0.005 | -46.799 | -0.1 | 0.1 | 0 | -106.7 | 0 | 0 | -505.893 | -382.413 | 0 | 0 | -21.969 | -3.58 | 9.9 | 5.5 | 20.8 | -1,473.913 | 0 | 0 | 0 | -13.816 | -4.9 | -1.4 | 17.8 | -49.75 | -16.3 | 23.3 | -55 |
| Income Before Tax
| 1,175 | 1,011 | 1,394 | 1,300 | 1,280.4 | 1,354 | 1,283.5 | 1,433.4 | 1,003.167 | 808.28 | 754.9 | 1,049.2 | 610.071 | 651.27 | 847 | 870.1 | 565.088 | 289.584 | 568.3 | 148.8 | 361.263 | 433.159 | 746.8 | 588 | 561.763 | 625.979 | 694.3 | 654 | 517.195 | 451.701 | 608.5 | 583 | 434.659 | 121.681 | 562 | 839.7 | 427.035 | 237.58 | 437.4 | 548.8 | 415.241 | 152.229 | -414 | -781 | 239.525 | -219.303 | 224.3 | 67.9 | 301.4 | -174.183 | 247.7 | 240.6 | 487.1 | 453.172 | -1,538.4 | 369.4 | 393.7 | 347.03 | 403.3 | 362.7 | 402.1 | 183.38 | 312.8 | 391.7 | 373.4 |
| Income Before Tax Ratio
| 0.421 | 0.363 | 0.503 | 0.223 | 0.211 | 0.254 | 0.247 | 0.54 | 0.402 | 0.366 | 0.364 | 0.505 | 0.298 | 0.344 | 0.441 | 0.444 | 0.309 | 0.153 | 0.314 | 0.082 | 0.213 | 0.234 | 0.414 | 0.322 | 0.316 | 0.346 | 0.404 | 0.381 | 0.312 | 0.252 | 0.358 | 0.354 | 0.265 | 0.071 | 0.35 | 0.451 | 0.263 | 0.143 | 0.279 | 0.356 | 0.245 | 0.089 | -0.499 | -0.603 | 0.142 | -0.129 | 0.129 | 0.04 | 0.174 | -0.073 | 0.136 | 0.135 | 0.242 | 0.244 | -0.944 | 0.187 | 0.205 | 0.184 | 0.201 | 0.186 | 0.208 | 0.101 | 0.163 | 0.204 | 0.206 |
| Income Tax Expense
| 242 | 235 | 286 | 275 | 256.782 | 666 | 231 | 253 | 185.586 | 121.558 | 119.3 | 199.7 | 115.562 | 91.595 | 146.3 | 163 | 124.319 | 78.288 | 123.9 | 37.3 | 102.96 | 67.801 | 138.2 | 117.2 | 95.5 | -22.535 | 120 | 120.4 | 114.565 | 44.179 | 142 | 128.2 | 95.645 | 9.722 | 125.1 | 174.3 | 104.454 | 1.628 | 88.9 | 154.8 | 118.628 | 75.521 | 98.3 | 235.9 | 99.686 | 147.539 | 56 | -91.4 | 66.4 | -80.893 | 54.5 | 89.4 | 107.2 | 135.44 | -62.8 | 81.2 | 86.6 | 59.993 | 92.8 | 83.4 | 92.5 | 15.051 | 78.3 | 107.3 | 84 |
| Net Income
| 743.311 | 609 | 886 | 846 | 783.274 | 688.448 | 819.7 | 896.3 | 817.581 | 517.676 | 510 | 688.2 | 448.848 | 472.031 | 533.4 | 562.9 | 355.106 | 146.019 | 343.3 | 58.5 | 235.264 | 247.171 | 491.1 | 354.9 | 376.953 | 565.181 | 454 | 438.2 | 332.554 | 328.601 | 363 | 362.5 | 262.195 | 85.551 | 337.4 | 567 | 274.742 | 203.994 | 276.9 | 261.4 | 225.786 | 41.968 | -554.2 | -1,033.1 | 103.332 | -369.33 | 129.1 | 125 | 176.2 | -113.823 | 143.7 | 107.1 | 346.5 | 254.1 | -1,469.3 | 235.7 | 260.6 | 116.019 | 310.5 | 279.3 | 309.6 | 95.09 | 234.5 | 284.4 | 289.4 |
| Net Income Ratio
| 0.266 | 0.219 | 0.32 | 0.145 | 0.129 | 0.129 | 0.157 | 0.338 | 0.328 | 0.235 | 0.246 | 0.332 | 0.219 | 0.249 | 0.278 | 0.288 | 0.194 | 0.077 | 0.19 | 0.032 | 0.139 | 0.133 | 0.272 | 0.194 | 0.212 | 0.312 | 0.264 | 0.255 | 0.201 | 0.183 | 0.213 | 0.22 | 0.16 | 0.05 | 0.21 | 0.305 | 0.169 | 0.123 | 0.177 | 0.17 | 0.133 | 0.025 | -0.668 | -0.797 | 0.061 | -0.218 | 0.074 | 0.073 | 0.101 | -0.048 | 0.079 | 0.06 | 0.172 | 0.137 | -0.901 | 0.119 | 0.136 | 0.062 | 0.154 | 0.143 | 0.16 | 0.053 | 0.122 | 0.148 | 0.16 |
| EPS
| 1.82 | 1.56 | 2.27 | 1.92 | 1.87 | 1.6 | 2.01 | 2.08 | 1.91 | 1.16 | 1.25 | 1.49 | 1.05 | 1.38 | 1.32 | 1.15 | 0.83 | 0.5 | 0.85 | 0.02 | 0.55 | 0.86 | 1.15 | 0.74 | 0.88 | 1.33 | 1.06 | 1.07 | 0.79 | 0.78 | 0.89 | 0.89 | 0.61 | 0.2 | 0.82 | 1.38 | 0.64 | 0.48 | 0.68 | 0.64 | 0.53 | 0.18 | -1.33 | -2.48 | 0.24 | -0.87 | 0.31 | 0.33 | 0.36 | -0.27 | 0.36 | 0.27 | 0.8 | 0.6 | -3.47 | 0.56 | 0.76 | 0.66 | 0.73 | 0.66 | 0.59 | 0.39 | 0.55 | 0.67 | 0.68 |
| EPS Diluted
| 1.82 | 1.56 | 2.13 | 1.86 | 1.87 | 1.6 | 1.9 | 1.97 | 1.91 | 1.09 | 1.25 | 1.49 | 1.05 | 1.38 | 1.32 | 1.15 | 0.83 | 0.5 | 0.85 | 0.02 | 0.55 | 0.86 | 1.15 | 0.74 | 0.88 | 1.33 | 1.06 | 1.07 | 0.79 | 0.78 | 0.89 | 0.89 | 0.61 | 0.2 | 0.82 | 1.38 | 0.64 | 0.48 | 0.68 | 0.64 | 0.53 | 0.18 | -1.33 | -2.48 | 0.24 | -0.87 | 0.31 | 0.33 | 0.36 | -0.27 | 0.36 | 0.27 | 0.79 | 0.6 | -3.47 | 0.56 | 0.76 | 0.66 | 0.73 | 0.66 | 0.59 | 0.39 | 0.55 | 0.67 | 0.68 |
| EBITDA
| 0 | 0 | 1,478 | -47 | 0 | -121.462 | 1,420.069 | 1,564.853 | 0 | 0 | 0 | 1,181.066 | 743.062 | 819.426 | 991.208 | 1,013.361 | 700.607 | 0 | 705.264 | 0 | 0 | 758.151 | 878.7 | 718.762 | 694.974 | 775.883 | 862.3 | 778.8 | 0 | 631.9 | 722.5 | 715 | 550.5 | 0 | 680 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 677.784 | 0 | 0 | 0 | 1,368.54 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1,900.341 | 826.3 | 1,408 | 2,117.4 |
| EBITDA Ratio
| 0 | 0 | 0.533 | -0.008 | 0 | -0.023 | 0.273 | 0.589 | 0 | 0 | 0 | 0.569 | 0.363 | 0.433 | 0.516 | 0.518 | 0.383 | 0 | 0.389 | 0 | 0 | 0.409 | 0.487 | 0.394 | 0.391 | 0.428 | 0.501 | 0.453 | 0 | 0.352 | 0.425 | 0.434 | 0.336 | 0 | 0.424 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.284 | 0 | 0 | 0 | 0.738 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1.049 | 0.43 | 0.732 | 1.167 |