Citizens Financial Services, Inc.
NASDAQ:CZFS
55.02 (USD) • At close April 21, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 154.317 | 86.337 | 81.872 | 78.417 | 81.267 | 61.98 | 54.919 | 48.093 | 44.343 | 35.653 | 35.291 | 36.937 | 38.394 | 35.526 | 33.956 | 31.231 | 24.336 | 24.187 | 22.614 | 22.387 | 21.663 | 22.101 | 22.019 | 19.008 | 14.649 | 14.104 | 2.513 | 2.662 | 1.596 | 1.415 | 1.391 | 1.381 |
| Cost of Revenue
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.131 | -0.113 | 0.286 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit
| 154.317 | 86.337 | 81.872 | 78.417 | 81.267 | 61.98 | 54.919 | 48.093 | 44.343 | 35.653 | 35.291 | 36.937 | 38.263 | 35.639 | 33.67 | 31.231 | 24.336 | 24.187 | 22.614 | 22.387 | 21.663 | 22.101 | 22.019 | 19.008 | 14.649 | 14.104 | 2.513 | 2.662 | 1.596 | 1.415 | 1.391 | 1.381 |
| Gross Profit Ratio
| 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0.997 | 1.003 | 0.992 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 2.599 | 36.465 | 28.513 | 26.424 | 24.666 | 20.531 | 19.511 | 17.841 | 16.982 | 12.968 | 11.966 | 11.842 | 11.486 | 10.588 | 9.85 | 9.472 | 8.725 | 8.386 | 8.026 | 7.645 | 7.636 | 8.304 | 7.12 | 6.597 | 4.768 | 4.32 | 3.848 | 3.882 | 3.418 | 3.15 | 3.088 | 2.782 |
| Selling & Marketing Expenses
| 0 | 0 | 0 | 0 | 1.155 | 0 | 0 | 0.199 | 0.123 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A
| 2.599 | 36.465 | 28.513 | 26.424 | 24.666 | 20.531 | 19.511 | 18.04 | 17.105 | 12.968 | 11.966 | 11.842 | 11.486 | 10.588 | 9.85 | 9.472 | 8.725 | 8.386 | 8.026 | 7.645 | 7.636 | 8.304 | 7.12 | 6.597 | 4.768 | 4.32 | 3.848 | 3.882 | 3.418 | 3.15 | 3.088 | 2.782 |
| Other Expenses
| 0 | 0 | 0 | 0 | 48.947 | 37.795 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 23.156 | 21.759 | 15.611 | 15.801 | 14.588 | 14.742 | 14.027 | 13.797 | 0 | 12.411 | 9.881 | 9.784 | -1.335 | -1.22 | -1.822 | -1.735 | -1.697 | -1.401 |
| Operating Expenses
| 2.599 | 43.681 | 34.627 | 32.234 | 73.613 | 58.326 | 19.511 | 17.841 | 16.982 | 12.968 | 11.966 | 11.842 | 11.486 | 10.588 | 9.85 | 9.472 | 8.725 | 8.386 | 8.026 | 7.645 | 7.636 | 22.101 | 22.019 | 19.008 | 14.649 | 14.104 | 2.513 | 2.662 | 1.596 | 1.415 | 1.391 | 1.381 |
| Operating Income
| 151.718 | 42.656 | 35.495 | 35.317 | 30.366 | 23.31 | 21.437 | 24.895 | 24.066 | 15.45 | 23.135 | 23.442 | 26.205 | 16.496 | 14.658 | 12.601 | 8.77 | 8.608 | 7.257 | 7.18 | 7.467 | 14.991 | 17.762 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Operating Income Ratio
| 0.983 | 0.494 | 0.434 | 0.45 | 0.374 | 0.376 | 0.39 | 0.518 | 0.543 | 0.433 | 0.656 | 0.635 | 0.683 | 0.464 | 0.432 | 0.403 | 0.36 | 0.356 | 0.321 | 0.321 | 0.345 | 0.678 | 0.807 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Other Income Expenses Net
| -118.035 | -21.141 | 0 | 0 | 0 | 0 | 0 | -5.839 | -8.394 | -1.103 | -6.191 | -6.315 | -7.659 | -0.054 | 0 | -0.054 | -0.641 | -0.1 | 0 | -0.24 | -0.726 | -8.826 | -10.404 | 4.522 | 3.852 | 4.596 | 5.031 | 5.505 | 4.31 | 3.995 | 3.783 | 3.332 |
| Income Before Tax
| 33.683 | 21.515 | 35.495 | 35.317 | 30.366 | 23.31 | 21.437 | 19.056 | 15.672 | 14.347 | 16.944 | 17.127 | 18.546 | 16.442 | 14.658 | 12.547 | 8.129 | 8.508 | 7.257 | 6.94 | 6.741 | 6.165 | 7.358 | 4.522 | 3.852 | 4.596 | 5.031 | 5.505 | 4.31 | 3.995 | 3.783 | 3.332 |
| Income Before Tax Ratio
| 0.218 | 0.249 | 0.434 | 0.45 | 0.374 | 0.376 | 0.39 | 0.396 | 0.353 | 0.402 | 0.48 | 0.464 | 0.483 | 0.463 | 0.432 | 0.402 | 0.334 | 0.352 | 0.321 | 0.31 | 0.311 | 0.279 | 0.334 | 0.238 | 0.263 | 0.326 | 2.002 | 2.068 | 2.701 | 2.823 | 2.72 | 2.413 |
| Income Tax Expense
| 5.865 | 3.704 | 6.435 | 6.199 | 5.263 | 3.82 | 3.403 | 6.031 | 3.034 | 2.721 | 3.559 | 3.752 | 4.331 | 3.61 | 3.156 | 2.683 | 1.224 | 1.772 | 1.457 | 1.666 | 1.474 | 1.286 | 1.763 | 0.765 | 0.644 | 1.043 | 1.401 | 1.673 | 1.307 | 1.161 | 1.158 | 0.908 |
| Net Income
| 27.818 | 17.811 | 29.06 | 29.118 | 25.103 | 19.49 | 18.034 | 13.025 | 12.638 | 11.626 | 13.385 | 13.375 | 14.215 | 12.832 | 11.502 | 9.864 | 6.905 | 6.736 | 5.8 | 5.274 | 5.267 | 4.879 | 5.595 | 3.757 | 3.208 | 3.553 | 3.489 | 3.832 | 3.003 | 2.834 | 2.625 | 2.424 |
| Net Income Ratio
| 0.18 | 0.206 | 0.355 | 0.371 | 0.309 | 0.314 | 0.328 | 0.271 | 0.285 | 0.326 | 0.379 | 0.362 | 0.37 | 0.361 | 0.339 | 0.316 | 0.284 | 0.278 | 0.256 | 0.236 | 0.243 | 0.221 | 0.254 | 0.198 | 0.219 | 0.252 | 1.388 | 1.44 | 1.882 | 2.003 | 1.887 | 1.755 |
| EPS
| 5.86 | 4.02 | 7.17 | 7.16 | 6.34 | 5.27 | 4.84 | 3.49 | 3.36 | 3.39 | 3.88 | 3.85 | 4.05 | 3.62 | 3.23 | 2.76 | 1.93 | 1.85 | 1.58 | 1.42 | 1.38 | 1.3 | 1.49 | 0.99 | 0.85 | 0.93 | 0.9 | 1 | 0.78 | 0.74 | 0.68 | 0.63 |
| EPS Diluted
| 5.85 | 4.02 | 7.17 | 7.16 | 6.33 | 5.26 | 4.84 | 3.49 | 3.4 | 3.37 | 3.87 | 3.85 | 4.09 | 3.62 | 3.23 | 2.76 | 1.93 | 1.85 | 1.58 | 1.42 | 1.38 | 1.3 | 1.49 | 0.99 | 0.85 | 0.93 | 0.9 | 1 | 0.78 | 0.74 | 0.68 | 0.63 |
| EBITDA
| 0 | 23.035 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 14.811 | 0 | 0 | -0.468 | 16.911 | 17.063 | 13.344 | 8.932 | 0 | 0 | 0 | 8.911 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EBITDA Ratio
| 0 | 0.267 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.415 | 0 | 0 | -0.012 | 0.476 | 0.503 | 0.427 | 0.367 | 0 | 0 | 0 | 0.411 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |