Capital One Financial Corporation
NYSE:COF
218.28 (USD) • At close July 18, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 53,938 | 36,787 | 28,403 | 30,435 | 31,643 | 28,593 | 27,461 | 27,237 | 27,519 | 25,038 | 23,869 | 24,176 | 16,387 | 18,525 | 16,171 | 15,950 | 17,944.271 | 14,478.824 | 12,096.362 | 12,081.486 | 10,663.077 | 9,783.578 | 9,647.602 | 7,384.911 | 5,519.009 | 3,965.859 | 2,183.1 | 1,452.2 | 1,423.9 | 1,010.4 | 655.6 |
| Cost of Revenue
| 26,542 | 11,018 | 9,970 | -346 | 13,384 | 11,409 | 288 | 990 | 8,477 | 6,161 | 5,120 | 5,245 | 1,069 | 4,606 | -65 | 7,197 | 9,064 | 0 | 0 | 3,537.711 | 3,012.294 | 3,100.062 | 3,610.982 | 2,291.464 | 1,613.878 | 923.8 | 0 | 0 | 462.2 | 315.3 | 124.4 |
| Gross Profit
| 27,396 | 25,769 | 28,403 | 30,435 | 18,259 | 22,357 | 27,173 | 19,686 | 19,042 | 18,877 | 18,749 | 18,931 | 16,387 | 13,919 | 12,264 | 13,015.218 | 13,892.686 | 11,842.322 | 10,616.032 | 8,547.275 | 7,650.783 | 6,683.516 | 6,036.62 | 5,093.447 | 3,905.131 | 3,042.059 | 1,916.1 | 1,189.4 | 961.7 | 695.1 | 531.2 |
| Gross Profit Ratio
| 0.508 | 0.7 | 1 | 1 | 0.577 | 0.782 | 0.99 | 0.723 | 0.692 | 0.754 | 0.785 | 0.783 | 1 | 0.751 | 0.758 | 0.816 | 0.774 | 0.818 | 0.878 | 0.707 | 0.718 | 0.683 | 0.626 | 0.69 | 0.708 | 0.767 | 0.878 | 0.819 | 0.675 | 0.688 | 0.81 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 9,398 | 9,302 | 8,425 | 7,421 | 6,805 | 6,388 | 5,727 | 5,899 | 5,202 | 4,975 | 4,593 | 4,480 | 3,991 | 3,562 | 3,114 | 2,977.237 | 0 | 3,123.772 | 0 | 0 | 1,992.641 | 1,570.415 | 1,557.887 | 1,392.072 | 1,023.367 | 780.2 | 476.4 | 289.3 | 215.2 | 135.8 | 94.7 |
| Selling & Marketing Expenses
| 4,562 | 4,009 | 4,017 | 2,871 | 1,610 | 2,274 | 2,174 | 1,670 | 1,811 | 1,744 | 1,561 | 1,373 | 1,366 | 1,337 | 958 | 588.338 | 1,118.208 | 1,347.836 | 1,444.635 | 1,379.938 | 1,337.78 | 1,118.422 | 1,070.624 | 1,082.979 | 906.147 | 731.9 | 446.3 | 0 | 0 | 0 | 0 |
| SG&A
| 13,960 | 13,311 | 12,442 | 10,292 | 8,415 | 8,662 | 7,901 | 7,569 | 7,013 | 6,719 | 6,154 | 5,805 | 5,357 | 4,360 | 3,552 | 3,565.575 | 1,118.208 | 4,471.608 | 1,444.635 | 1,379.938 | 2,980.501 | 2,688.837 | 2,628.511 | 2,475.051 | 1,929.514 | 1,512.1 | 922.7 | 289.3 | 215.2 | 135.8 | 94.7 |
| Other Expenses
| 7,526 | 23,476 | 6,721 | 6,278 | 6,641 | 6,821 | 10,554 | 10,854 | 9,550 | 9,078 | 10,348 | 6,500 | 12,569 | 4,972 | 4,382 | 3,851 | 4,182 | 3,501.158 | 2,814.272 | 6,126.324 | -3,030.516 | 2,167.886 | 1,957.07 | 1,582.976 | 1,218.143 | 952.959 | 549.5 | 594.6 | 498 | 361.6 | 289.7 |
| Operating Expenses
| 4,562 | 20,316 | 19,163 | -14,630 | 15,056 | 15,483 | 14,403 | 24,507 | 13,558 | 12,996 | 12,180 | 12,353 | 18,587 | 9,332 | 7,934 | 7,417 | 8,156 | 7,972.766 | 6,943.691 | 5,718.273 | 3,030.516 | 4,856.723 | 4,585.581 | 4,058.027 | 3,147.657 | 2,465.059 | 1,472.2 | -811.8 | -585.4 | 497.4 | 384.4 |
| Operating Income
| 5,910 | -4 | -4 | 17,382 | 5,199 | 9,070 | 9,796 | 7,904 | 5,484 | 5,881 | 5 | 6,578 | 5,184 | 4,587 | -307 | 1,573.386 | 582 | -1,021.387 | 3,747.641 | 2,923.346 | 2,452.512 | 3,394.321 | 1,451.039 | 1,035.42 | 757.474 | 577 | 443.9 | 305.5 | 248.5 | 197.7 | 146.8 |
| Operating Income Ratio
| 0.11 | -0 | -0 | 0.571 | 0.164 | 0.317 | 0.357 | 0.29 | 0.199 | 0.235 | 0 | 0.272 | 0.316 | 0.248 | -0.019 | 0.099 | 0.032 | -0.071 | 0.31 | 0.242 | 0.23 | 0.347 | 0.15 | 0.14 | 0.137 | 0.145 | 0.203 | 0.21 | 0.175 | 0.196 | 0.224 |
| Total Other Income Expenses Net
| 0 | 6,049 | -1,485 | -1,573 | -1,996 | -2,196 | -2,478 | 6,490 | 6,459 | -2,273 | -2,267 | 6,650 | -205 | 4,693 | 4,637 | 712.134 | 712.134 | -266.365 | -94.91 | -94.344 | -92.448 | -1,567.528 | -1,461.654 | -1,171.007 | -801.017 | -540.9 | -416.8 | -334.9 | -295 | -249.4 | -93.7 |
| Income Before Tax
| 5,910 | 6,045 | 9,240 | 15,809 | 3,203 | 6,874 | 7,318 | 5,492 | 5,484 | 5,881 | 6,569 | 6,578 | 5,035 | 4,587 | 4,330 | 1,336.102 | 581.619 | 3,869.556 | 3,652.731 | 2,829.002 | 2,360.064 | 1,826.793 | 1,451.039 | 1,035.42 | 757.474 | 577 | 443.9 | 305.5 | 248.5 | 197.7 | 146.8 |
| Income Before Tax Ratio
| 0.11 | 0.164 | 0.325 | 0.519 | 0.101 | 0.24 | 0.266 | 0.202 | 0.199 | 0.235 | 0.275 | 0.272 | 0.307 | 0.248 | 0.268 | 0.084 | 0.032 | 0.267 | 0.302 | 0.234 | 0.221 | 0.187 | 0.15 | 0.14 | 0.137 | 0.145 | 0.203 | 0.21 | 0.175 | 0.196 | 0.224 |
| Income Tax Expense
| 1,163 | 1,158 | 1,880 | 3,415 | 486 | 1,341 | 1,293 | 3,375 | 1,714 | 1,869 | 2,146 | 2,224 | 1,301 | 1,334 | 1,280 | 349.485 | 497.102 | 1,277.837 | 1,238.238 | 1,019.855 | 816.582 | 675.914 | 551.395 | 393.455 | 287.84 | 213.9 | 168.7 | 116.1 | 93.2 | 71.2 | 51.6 |
| Net Income
| 4,750 | 4,887 | 7,360 | 12,390 | 2,714 | 5,546 | 6,015 | 1,982 | 3,751 | 4,050 | 4,428 | 4,337 | 3,719 | 3,147 | 2,743 | 883.781 | -45.998 | 1,570.332 | 2,414.493 | 1,809.147 | 1,543.482 | 1,135.842 | 899.644 | 641.965 | 469.634 | 363.1 | 275.2 | 189.4 | 155.3 | 126.5 | 95.2 |
| Net Income Ratio
| 0.088 | 0.133 | 0.259 | 0.407 | 0.086 | 0.194 | 0.219 | 0.073 | 0.136 | 0.162 | 0.186 | 0.179 | 0.227 | 0.17 | 0.17 | 0.055 | -0.003 | 0.108 | 0.2 | 0.15 | 0.145 | 0.116 | 0.093 | 0.087 | 0.085 | 0.092 | 0.126 | 0.13 | 0.109 | 0.125 | 0.145 |
| EPS
| 11.61 | 11.98 | 17.98 | 27.04 | 5.19 | 11.1 | 11.9 | 3.52 | 6.96 | 7.15 | 7.71 | 7.05 | 6.21 | 6.85 | 6.07 | 0.75 | -0.21 | 4.02 | 7.8 | 6.98 | 6.55 | 5.05 | 4.09 | 3.06 | 2.39 | 1.84 | 1.4 | 0.96 | 0.77 | 0.64 | 0.48 |
| EPS Diluted
| 11.59 | 11.95 | 17.91 | 26.94 | 5.18 | 11.05 | 12.45 | 3.49 | 6.89 | 7.07 | 7.59 | 6.96 | 6.16 | 6.8 | 6.01 | 0.74 | -0.21 | 3.97 | 7.62 | 6.73 | 6.21 | 4.85 | 3.93 | 2.91 | 2.24 | 1.72 | 1.32 | 0.93 | 0.77 | 0.64 | 0.48 |
| EBITDA
| 9,147 | 9,271 | 12,450 | 19,290 | 6,704 | 10,213 | 9,714 | -135 | 7,912 | 7,981 | 7,757 | 7,820 | 7,046 | 5,166 | 4,847 | 2,019 | 1,274 | 4,548.313 | 4,194.821 | 3,254.642 | 3,523.813 | 2,210.809 | 1,834.566 | 1,372.982 | 1,002.297 | 749.6 | 552.1 | 352.1 | 290.4 | 235.1 | 166.7 |
| EBITDA Ratio
| 0.17 | 0.252 | 0.438 | 0.634 | 0.212 | 0.357 | 0.354 | -0.005 | 0.288 | 0.319 | 0.325 | 0.323 | 0.43 | 0.279 | 0.3 | 0.127 | 0.071 | 0.314 | 0.347 | 0.269 | 0.33 | 0.226 | 0.19 | 0.186 | 0.182 | 0.189 | 0.253 | 0.242 | 0.204 | 0.233 | 0.254 |