Capital One Financial Corporation
NYSE:COF
198.14 (USD) • At close June 6, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 53,938 | 36,787 | 34,250 | 30,435 | 28,523 | 28,593 | 27,461 | 27,237 | 25,501 | 23,413 | 22,290 | 22,384 | 20,802 | 16,279 | 16,171 | 12,983.267 | 13,838.826 | 14,478.824 | 12,096.362 | 10,038.347 | 8,903.135 | 8,201.013 | 8,185.948 | 6,083.283 | 4,623.301 | 3,425 | 2,183.1 | 1,452.2 | 1,128.9 | 761 | 561.9 |
| Cost of Revenue
| 26,542 | 11,018 | 0 | 0 | 0 | 0 | 288 | 990 | 853 | 766 | 837 | 1,032 | 1,069 | 0 | -65 | -31.951 | -53.86 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit
| 27,396 | 25,769 | 34,250 | 30,435 | 28,523 | 28,593 | 27,173 | 26,247 | 24,648 | 22,647 | 21,453 | 21,352 | 19,733 | 16,279 | 16,236 | 13,015.218 | 13,892.686 | 14,478.824 | 12,096.362 | 10,038.347 | 8,903.135 | 8,201.013 | 8,185.948 | 6,083.283 | 4,623.301 | 3,425 | 2,183.1 | 1,452.2 | 1,128.9 | 761 | 561.9 |
| Gross Profit Ratio
| 0.508 | 0.7 | 1 | 1 | 1 | 1 | 0.99 | 0.964 | 0.967 | 0.967 | 0.962 | 0.954 | 0.949 | 1 | 1.004 | 1.002 | 1.004 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 9,398 | 9,302 | 8,425 | 7,421 | 6,805 | 6,388 | 5,727 | 5,899 | 5,202 | 4,975 | 4,593 | 4,432 | 3,876 | 3,562 | 3,114 | 2,977.237 | 2,855.424 | 3,123.772 | 2,700.148 | 1,749.738 | 1,642.721 | 1,570.415 | 1,557.887 | 1,392.072 | 1,023.367 | 780.2 | 476.4 | 289.3 | 215.2 | 135.8 | 94.7 |
| Selling & Marketing Expenses
| 4,562 | 4,009 | 4,017 | 2,871 | 1,610 | 2,274 | 2,174 | 1,670 | 1,811 | 1,744 | 1,561 | 1,373 | 1,364 | 1,337 | 958 | 588.338 | 1,118.208 | 1,347.836 | 1,444.635 | 1,379.938 | 1,337.78 | 1,118.422 | 1,070.624 | 1,082.979 | 906.147 | 731.9 | 446.3 | 0 | 0 | 0 | 0 |
| SG&A
| 13,960 | 13,311 | 12,442 | 10,292 | 8,415 | 8,662 | 7,901 | 7,569 | 7,013 | 6,719 | 6,154 | 5,805 | 5,240 | 4,899 | 4,072 | 3,565.575 | 3,973.632 | 4,471.608 | 4,144.783 | 3,129.676 | 2,980.501 | 2,688.837 | 2,628.511 | 2,475.051 | 1,929.514 | 1,512.1 | 922.7 | 289.3 | 215.2 | 135.8 | 94.7 |
| Other Expenses
| 7,526 | 23,476 | -8,425 | -24,922 | -33,738 | -30,368 | 15,898 | 15,761 | 13,853 | 11,555 | 10,348 | 10,908 | 12,569 | 21 | 62 | 31.951 | 13,686.055 | 11,184.63 | 7,808.897 | 6,126.324 | -7,732.13 | -7,495.529 | -7,901.766 | -6,351.907 | -4,994.324 | -3,819.2 | -2,245.1 | -1,101.1 | -800.6 | -449.7 | -416.1 |
| Operating Expenses
| 21,486 | 36,787 | 4,017 | -14,630 | -25,323 | -21,706 | 25,059 | 24,507 | 22,035 | 19,157 | 17,300 | 17,598 | 18,587 | 13,893 | 14,656 | 14,495 | 17,140 | 15,125 | 11,493 | 9,256 | -4,751.629 | -4,806.692 | -5,273.255 | -3,876.856 | -3,064.81 | -2,307.1 | -1,322.4 | -811.8 | -585.4 | -313.9 | -321.4 |
| Operating Income
| 5,910 | -4 | 13,363 | 15,805 | 3,200 | 6,887 | 11,609 | -135 | -19 | 38 | 5 | -233 | -217 | -106 | -307 | -130.515 | -130.515 | -1,021.387 | 6,747.33 | 4,875.641 | 4,151.506 | 3,394.321 | 2,912.693 | 2,206.427 | 1,558.491 | 1,117.9 | 860.7 | 640.4 | 543.5 | 447.1 | 240.5 |
| Operating Income Ratio
| 0.11 | -0 | 0.39 | 0.519 | 0.112 | 0.241 | 0.423 | -0.005 | -0.001 | 0.002 | 0 | -0.01 | -0.01 | -0.007 | -0.019 | -0.01 | -0.009 | -0.071 | 0.558 | 0.486 | 0.466 | 0.414 | 0.356 | 0.363 | 0.337 | 0.326 | 0.394 | 0.441 | 0.481 | 0.588 | 0.428 |
| Total Other Income Expenses Net
| 0 | 6,049 | 9,244 | -1,573 | -1,996 | -2,196 | -2,478 | 6,490 | 6,459 | -2,273 | -2,267 | -2,715 | 5,252 | 4,693 | 4,637 | -237.284 | 712.134 | -266.365 | -94.91 | -94.344 | -92.448 | -1,567.528 | -1,461.654 | -1,171.007 | -801.017 | -540.9 | -416.8 | -334.9 | -295 | -249.4 | -93.7 |
| Income Before Tax
| 5,910 | 6,045 | 9,240 | 15,809 | 3,203 | 6,874 | 7,318 | 5,492 | 5,484 | 5,881 | 6,569 | 6,417 | 5,035 | 4,587 | 4,330 | 1,336.102 | 581.619 | 3,869.556 | 3,652.731 | 2,829.002 | 2,360.064 | 1,826.793 | 1,451.039 | 1,035.42 | 757.474 | 577 | 443.9 | 305.5 | 248.5 | 197.7 | 146.8 |
| Income Before Tax Ratio
| 0.11 | 0.164 | 0.27 | 0.519 | 0.112 | 0.24 | 0.266 | 0.202 | 0.215 | 0.251 | 0.295 | 0.287 | 0.242 | 0.282 | 0.268 | 0.103 | 0.042 | 0.267 | 0.302 | 0.282 | 0.265 | 0.223 | 0.177 | 0.17 | 0.164 | 0.168 | 0.203 | 0.21 | 0.22 | 0.26 | 0.261 |
| Income Tax Expense
| 1,163 | 1,158 | 1,880 | 3,415 | 486 | 1,341 | 1,293 | 3,375 | 1,714 | 1,869 | 2,146 | 2,025 | 1,301 | 1,334 | 1,280 | 349.485 | 497.102 | 1,277.837 | 1,238.238 | 1,019.855 | 816.582 | 675.914 | 551.395 | 393.455 | 287.84 | 213.9 | 168.7 | 116.1 | 93.2 | 71.2 | 51.6 |
| Net Income
| 4,750 | 4,887 | 7,360 | 12,390 | 2,714 | 5,546 | 6,015 | 1,982 | 3,751 | 4,050 | 4,428 | 4,159 | 3,517 | 3,147 | 2,743 | 883.781 | -45.998 | 1,570.332 | 2,414.493 | 1,809.147 | 1,543.482 | 1,135.842 | 899.644 | 641.965 | 469.634 | 363.1 | 275.2 | 189.4 | 155.3 | 126.5 | 95.2 |
| Net Income Ratio
| 0.088 | 0.133 | 0.215 | 0.407 | 0.095 | 0.194 | 0.219 | 0.073 | 0.147 | 0.173 | 0.199 | 0.186 | 0.169 | 0.193 | 0.17 | 0.068 | -0.003 | 0.108 | 0.2 | 0.18 | 0.173 | 0.139 | 0.11 | 0.106 | 0.102 | 0.106 | 0.126 | 0.13 | 0.138 | 0.166 | 0.169 |
| EPS
| 11.61 | 11.98 | 17.98 | 27.04 | 5.19 | 11.1 | 12.53 | 3.52 | 6.96 | 7.15 | 7.71 | 7.05 | 6.21 | 6.85 | 6.07 | 0.75 | -0.12 | 4.02 | 7.8 | 6.98 | 6.55 | 5.05 | 4.09 | 3.06 | 2.39 | 1.84 | 1.4 | 0.96 | 0.77 | 0.64 | 0.48 |
| EPS Diluted
| 11.59 | 11.95 | 17.91 | 26.94 | 5.18 | 11.05 | 12.45 | 3.49 | 6.89 | 7.07 | 7.59 | 6.96 | 6.16 | 6.8 | 6.01 | 0.74 | -0.12 | 3.97 | 7.62 | 6.73 | 6.21 | 4.85 | 3.93 | 2.91 | 2.24 | 1.72 | 1.32 | 0.93 | 0.77 | 0.64 | 0.48 |
| EBITDA
| 9,147 | 0 | -4 | -4 | -3 | 13 | -10 | -135 | -19 | 38 | 7,757 | 7,820 | 0 | -106 | 0 | -130.515 | -130.515 | 0 | 4,194.821 | 3,254.642 | 3,523.813 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EBITDA Ratio
| 0.17 | 0 | -0 | -0 | -0 | 0 | -0 | -0.005 | -0.001 | 0.002 | 0.348 | 0.349 | 0 | -0.007 | 0 | -0.01 | -0.009 | 0 | 0.347 | 0.324 | 0.396 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |