Citizens Financial Corp.
OTC:CIWV
19 (USD) • At close November 8, 2023
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2009 Q3 | 2009 Q2 | 2009 Q1 | 2008 Q4 | 2008 Q3 | 2008 Q2 | 2008 Q1 | 2007 Q4 | 2007 Q3 | 2007 Q2 | 2007 Q1 | 2006 Q4 | 2006 Q3 | 2006 Q2 | 2006 Q1 | 2005 Q4 | 2005 Q3 | 2005 Q2 | 2005 Q1 | 2004 Q4 | 2004 Q3 | 2004 Q2 | 2004 Q1 | 2003 Q4 | 2003 Q3 | 2003 Q2 | 2003 Q1 | 2002 Q4 | 2002 Q3 | 2002 Q2 | 2002 Q1 | 2001 Q4 | 2001 Q3 | 2001 Q2 | 2001 Q1 | 2000 Q4 | 2000 Q3 | 2000 Q2 | 2000 Q1 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue
| 10.726 | 10.094 | 9.572 | 9.07 | 8.269 | 7.646 | 7.169 | 5.351 | 5.094 | 4.804 | 4.324 | 2.454 | 2.702 | 2.732 | 2.907 | 2.733 | 2.533 | 2.536 | 2.628 | 2.83 | 2.818 | 2.749 | 2.821 | 2.784 | 2.711 | 2.809 | 2.777 | 2.614 | 2.515 | 2.482 | 2.51 | 2.441 | 2.395 | 2.417 | 2.424 | 2.398 | 2.356 | 2.336 | 2.404 | 2.248 | 2.173 | 2.075 | 2.151 | 2.029 | 2.041 | 2.063 | 2.093 | 1.945 | 1.91 | 1.76 |
Cost of Revenue
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.001 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Gross Profit
| 10.726 | 10.094 | 9.572 | 9.07 | 8.269 | 7.646 | 7.169 | 5.35 | 5.094 | 4.804 | 4.324 | 2.454 | 2.702 | 2.732 | 2.907 | 2.733 | 2.533 | 2.536 | 2.628 | 2.83 | 2.818 | 2.749 | 2.821 | 2.784 | 2.711 | 2.809 | 2.777 | 2.614 | 2.515 | 2.482 | 2.51 | 2.441 | 2.395 | 2.417 | 2.424 | 2.398 | 2.356 | 2.336 | 2.404 | 2.248 | 2.173 | 2.075 | 2.151 | 2.029 | 2.041 | 2.063 | 2.093 | 1.945 | 1.91 | 1.76 |
Gross Profit Ratio
| 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
General & Administrative Expenses
| 0 | 0 | 0 | 2.319 | 0 | 0 | 0 | 2.123 | 0 | 0 | 0 | 1.132 | 1.303 | 1.272 | 1.098 | 1.017 | 0.994 | 0.902 | 0.988 | 0.927 | 0.998 | 0.97 | 1.076 | 0.965 | 0.948 | 0.937 | 1.009 | 0.87 | 0.876 | 0.968 | 0.997 | 0.828 | 0.895 | 0.871 | 0.94 | 0.871 | 0.845 | 0.837 | 0.785 | 0.764 | 0.754 | 0.72 | 0.604 | 0.678 | 0.677 | 0.69 | 0.56 | 0.57 | 0.609 | 0.573 |
Selling & Marketing Expenses
| 0 | 0 | 0 | 8.073 | 0 | 0 | 0 | 6.826 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.026 | 0.021 | 0.02 | 0.01 |
SG&A
| 0 | 0 | 0 | 10.391 | 0 | 0 | 0 | 8.95 | 0 | 0 | 0 | 1.132 | 1.303 | 1.272 | 1.098 | 1.017 | 0.994 | 0.902 | 0.988 | 0.927 | 0.998 | 0.97 | 1.076 | 0.965 | 0.948 | 0.937 | 1.009 | 0.87 | 0.876 | 0.968 | 0.997 | 0.828 | 0.895 | 0.871 | 0.94 | 0.871 | 0.845 | 0.837 | 0.785 | 0.764 | 0.754 | 0.72 | 0.604 | 0.678 | 0.677 | 0.69 | 0.586 | 0.591 | 0.629 | 0.583 |
Other Expenses
| -8.245 | -3.557 | -3.429 | -3.29 | -3.191 | 0 | 0 | 0 | 0 | 0 | 0 | -3.031 | -0.302 | -3.351 | -4.726 | -3.069 | -0.616 | -0.623 | -3.942 | -3.165 | -3.46 | -3.072 | -3.285 | -2.931 | -2.875 | -2.917 | -2.888 | -2.581 | -2.766 | -2.902 | -2.878 | -2.693 | -3.115 | -2.585 | -2.649 | -2.491 | -2.471 | -2.401 | -2.304 | -2.289 | -2.241 | -2.17 | -1.884 | -2.051 | -2.039 | -2.057 | -1.848 | -1.795 | -1.837 | -1.754 |
Operating Expenses
| -8.245 | 3.557 | 3.429 | 3.29 | 3.191 | 3.14 | 3.121 | 3.183 | 2.96 | 2.387 | 2.711 | -1.899 | 1.001 | -2.079 | -3.628 | -2.052 | 0.616 | 0.623 | -2.954 | -2.238 | -2.462 | -2.102 | -2.209 | -1.966 | -1.927 | -1.98 | -1.878 | -1.711 | -1.89 | -1.934 | -1.881 | -1.865 | -2.22 | -1.714 | -1.709 | -1.62 | -1.626 | -1.564 | -1.519 | -1.525 | -1.487 | -1.45 | -1.28 | -1.373 | -1.362 | -1.367 | -1.263 | -1.204 | -1.208 | -1.171 |
Operating Income
| 2.481 | 6.537 | 6.143 | 2.523 | 2.026 | 1.938 | 1.891 | 2.776 | 2.134 | 2.417 | 1.613 | 0.555 | 0.772 | 0.653 | -0.722 | 0.681 | 0.434 | 0.61 | -0.326 | 0.592 | 0.356 | 0.647 | 0.612 | 0.818 | 0.784 | 0.829 | 0.899 | 0.903 | 0.625 | 0.548 | 0.629 | 0.576 | 0.175 | 0.703 | 0.716 | 0.778 | 0.73 | 0.772 | 0.885 | 0.723 | 0.686 | 0.625 | 0.871 | 0.656 | 0.679 | 0.696 | 0.83 | 0.741 | 0.702 | 0.589 |
Operating Income Ratio
| 0.231 | 0.648 | 0.642 | 0.278 | 0.245 | 0.253 | 0.264 | 0.519 | 0.419 | 0.503 | 0.373 | 0.226 | 0.286 | 0.239 | -0.248 | 0.249 | 0.171 | 0.241 | -0.124 | 0.209 | 0.126 | 0.235 | 0.217 | 0.294 | 0.289 | 0.295 | 0.324 | 0.345 | 0.249 | 0.221 | 0.251 | 0.236 | 0.073 | 0.291 | 0.295 | 0.324 | 0.31 | 0.33 | 0.368 | 0.322 | 0.316 | 0.301 | 0.405 | 0.323 | 0.333 | 0.337 | 0.397 | 0.381 | 0.368 | 0.335 |
Total Other Income Expenses Net
| 0 | 2.048 | 1.908 | 1.944 | 2.026 | 1.938 | 1.891 | -0.707 | 0 | 0 | 0 | 0.555 | 0.772 | 0.653 | -0.722 | 0.681 | 0.434 | 0.61 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Income Before Tax
| 2.481 | 2.048 | 1.908 | 1.944 | 2.026 | 1.938 | 1.891 | 2.068 | 2.134 | 2.417 | 1.613 | 0.555 | 0.772 | 0.653 | -0.722 | 0.681 | 0.434 | 0.61 | -0.326 | 0.592 | 0.356 | 0.647 | 0.612 | 0.818 | 0.784 | 0.829 | 0.899 | 0.903 | 0.625 | 0.548 | 0.629 | 0.576 | 0.175 | 0.703 | 0.716 | 0.778 | 0.73 | 0.772 | 0.885 | 0.723 | 0.686 | 0.625 | 0.871 | 0.656 | 0.679 | 0.696 | 0.83 | 0.741 | 0.702 | 0.589 |
Income Before Tax Ratio
| 0.231 | 0.203 | 0.199 | 0.214 | 0.245 | 0.253 | 0.264 | 0.386 | 0.419 | 0.503 | 0.373 | 0.226 | 0.286 | 0.239 | -0.248 | 0.249 | 0.171 | 0.241 | -0.124 | 0.209 | 0.126 | 0.235 | 0.217 | 0.294 | 0.289 | 0.295 | 0.324 | 0.345 | 0.249 | 0.221 | 0.251 | 0.236 | 0.073 | 0.291 | 0.295 | 0.324 | 0.31 | 0.33 | 0.368 | 0.322 | 0.316 | 0.301 | 0.405 | 0.323 | 0.333 | 0.337 | 0.397 | 0.381 | 0.368 | 0.335 |
Income Tax Expense
| 0.525 | 0.444 | 0.349 | 0.385 | 0.43 | 0.373 | 0.37 | 0.441 | 0.425 | 0.486 | 0.342 | 0.127 | 0.236 | 0.135 | -0.311 | 0.169 | 0.081 | 0.148 | -0.204 | 0.16 | 0.085 | 0.194 | 0.179 | 0.268 | 0.25 | 0.259 | 0.276 | 0.291 | 0.187 | 0.173 | 0.1 | 0.136 | 0.022 | 0.169 | 0.246 | 0.239 | 0.238 | 0.261 | 0.291 | 0.242 | 0.251 | 0.208 | 0.295 | 0.235 | 0.202 | 0.265 | 0.33 | 0.254 | 0.21 | 0.179 |
Net Income
| 1.956 | 1.604 | 1.559 | 1.559 | 1.596 | 1.565 | 1.521 | 1.627 | 1.709 | 1.931 | 1.271 | 0.428 | 0.536 | 0.518 | -0.411 | 0.512 | 0.353 | 0.462 | -0.122 | 0.432 | 0.271 | 0.453 | 0.433 | 0.55 | 0.534 | 0.57 | 0.622 | 0.612 | 0.438 | 0.375 | 0.529 | 0.44 | 0.153 | 0.534 | 0.47 | 0.539 | 0.492 | 0.511 | 0.595 | 0.481 | 0.435 | 0.417 | 0.576 | 0.421 | 0.477 | 0.431 | 0.5 | 0.487 | 0.492 | 0.41 |
Net Income Ratio
| 0.182 | 0.159 | 0.163 | 0.172 | 0.193 | 0.205 | 0.212 | 0.304 | 0.335 | 0.402 | 0.294 | 0.174 | 0.198 | 0.19 | -0.141 | 0.187 | 0.139 | 0.182 | -0.046 | 0.153 | 0.096 | 0.165 | 0.153 | 0.198 | 0.197 | 0.203 | 0.224 | 0.234 | 0.174 | 0.151 | 0.211 | 0.18 | 0.064 | 0.221 | 0.194 | 0.225 | 0.209 | 0.219 | 0.247 | 0.214 | 0.2 | 0.201 | 0.268 | 0.207 | 0.234 | 0.209 | 0.239 | 0.25 | 0.258 | 0.233 |
EPS
| 1.1 | 0.9 | 0.88 | 0.88 | 0.9 | 0.87 | 0.86 | 0.93 | 0 | 0 | 0 | 0.23 | 0.29 | 0.28 | -0.22 | 0.28 | 0.19 | 0.25 | -0.067 | 0.23 | 0.15 | 0.25 | 0.23 | 0.3 | 0.29 | 0.31 | 0.34 | 0.33 | 0.23 | 0.2 | 0.28 | 0.23 | 0.08 | 0.28 | 0.25 | 0.28 | 0.25 | 0.26 | 0.31 | 0.25 | 0.22 | 0.21 | 0.3 | 0.21 | 0.24 | 0.22 | 0.26 | 0.25 | 0.25 | 0.21 |
EPS Diluted
| 1.1 | 0.9 | 0.88 | 0.88 | 0.9 | 0.87 | 0.86 | 0.93 | 0 | 0 | 0 | 0.23 | 0.29 | 0.28 | -0.22 | 0.28 | 0.19 | 0.25 | -0.067 | 0.23 | 0.15 | 0.25 | 0.23 | 0.3 | 0.29 | 0.31 | 0.34 | 0.33 | 0.23 | 0.2 | 0.28 | 0.23 | 0.08 | 0.28 | 0.25 | 0.28 | 0.25 | 0.26 | 0.31 | 0.25 | 0.22 | 0.21 | 0.3 | 0.21 | 0.24 | 0.22 | 0.26 | 0.25 | 0.25 | 0.21 |
EBITDA
| 2.481 | 2.048 | 0.043 | -0.579 | 0 | -1.938 | -1.891 | -0.707 | 0 | 0 | 0 | 0.612 | 0.832 | 0.73 | -0.591 | 0.756 | 0.518 | 0.689 | -0.246 | 0.675 | 0.444 | 0.74 | 0.705 | 0.915 | 0.891 | 0.952 | 1.03 | 1.055 | 0.799 | 0.701 | 0.795 | 0.77 | 0.353 | 0.864 | 0.881 | 0.963 | 0.889 | 0.907 | 1.011 | 0.832 | 0.788 | 0.725 | 0.973 | 0.746 | 0.759 | 0.745 | 0.882 | 0.788 | 0.753 | 0.65 |
EBITDA Ratio
| 0.231 | 0.203 | 0.005 | -0.064 | 0 | -0.253 | -0.264 | -0.132 | 0 | 0 | 0 | 0.249 | 0.308 | 0.267 | -0.203 | 0.277 | 0.205 | 0.272 | -0.094 | 0.239 | 0.158 | 0.269 | 0.25 | 0.329 | 0.329 | 0.339 | 0.371 | 0.404 | 0.318 | 0.282 | 0.317 | 0.315 | 0.147 | 0.357 | 0.363 | 0.402 | 0.377 | 0.388 | 0.421 | 0.37 | 0.363 | 0.349 | 0.452 | 0.368 | 0.372 | 0.361 | 0.421 | 0.405 | 0.394 | 0.369 |