Byline Bancorp, Inc.
NYSE:BY
27.56 (USD) • At close September 19, 2024
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | 2017 Q3 | 2017 Q2 | 2017 Q1 | 2016 Q4 | 2016 Q3 | 2016 Q2 | 2016 Q1 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue
| 154.766 | 153.51 | 149.187 | 136.59 | 89.681 | 90.003 | 0.232 | 80.062 | 74.688 | 78.999 | 78.388 | 77.123 | 77.284 | 70.81 | 71.891 | 73.374 | 63.681 | 60.168 | 65.66 | 70.6 | 66.538 | 60.3 | 65.556 | 63.005 | 51.615 | 43.724 | 44.104 | 41.874 | 42.062 | 41.847 | 37.659 | 24.906 | 26.198 | 24.048 |
Cost of Revenue
| 13.296 | 15.179 | 13.573 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Gross Profit
| 141.47 | 138.331 | 135.614 | 136.59 | 89.681 | 90.003 | 0.232 | 80.062 | 74.688 | 78.999 | 78.388 | 77.123 | 77.284 | 70.81 | 71.891 | 73.374 | 63.681 | 60.168 | 65.66 | 70.6 | 66.538 | 60.3 | 65.556 | 63.005 | 51.615 | 43.724 | 44.104 | 41.874 | 42.062 | 41.847 | 37.659 | 24.906 | 26.198 | 24.048 |
Gross Profit Ratio
| 0.914 | 0.901 | 0.909 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
General & Administrative Expenses
| 33.911 | 33.953 | 7.334 | 34.969 | 29.642 | 30.394 | 31.808 | 29.587 | 27.697 | 28.959 | 28.85 | 25.978 | 24.588 | 21.806 | 22.559 | 23.126 | 19.405 | 24.666 | 24.228 | 24.537 | 23.652 | 22.892 | 21.548 | 21.312 | 19.244 | 18.278 | 17.118 | 16.323 | 17.226 | 16.602 | 16.379 | 11.266 | 11 | 11.94 |
Selling & Marketing Expenses
| 0 | 39.237 | 36.32 | 0 | 0 | 0 | 2.825 | 0 | 0 | 0 | 1.8 | 0 | 0 | 0 | 1.287 | 0 | 0 | 0 | 1.114 | 0.843 | 0.732 | 0.709 | 0.59 | 0.537 | 0.347 | 0.249 | 0.232 | 0.196 | 0.318 | 0.289 | 0.169 | 0.156 | 0.063 | 0.235 |
SG&A
| 33.911 | 33.953 | 43.654 | 34.969 | 29.642 | 30.394 | 31.808 | 29.587 | 27.697 | 28.959 | 28.85 | 25.978 | 24.588 | 21.806 | 22.559 | 23.126 | 19.405 | 24.666 | 25.342 | 25.38 | 24.384 | 23.601 | 22.138 | 21.849 | 19.591 | 18.527 | 17.35 | 16.519 | 17.544 | 16.891 | 16.548 | 11.422 | 11.063 | 12.175 |
Other Expenses
| -14.733 | -14.554 | -15.195 | -98.456 | -83.984 | -63.875 | 91.005 | -68.682 | -29.273 | -76.696 | -25.38 | -66.647 | -60.83 | -60.116 | 0 | -71.817 | -63.316 | -68.877 | 0 | -60.083 | -58.654 | -53.891 | 0 | -54.955 | -60.254 | -48.442 | 0 | -45.085 | -44.552 | -44.684 | -48.791 | -32.962 | -32.977 | -36.058 |
Operating Expenses
| 14.733 | 14.554 | 15.195 | -98.456 | -54.342 | -33.481 | -1.82 | -39.095 | 1.82 | -47.737 | -81.082 | -40.669 | -36.242 | -38.31 | -75.349 | -48.691 | -43.911 | -44.211 | 86.564 | -34.703 | -34.27 | -30.29 | 77.964 | -33.106 | -40.663 | -29.915 | -60.268 | -28.566 | -27.008 | -27.793 | -32.243 | -21.54 | -21.914 | -23.883 |
Operating Income
| 40.115 | 41.809 | 41.608 | 38.134 | 35.339 | 56.522 | 46.067 | 40.967 | 30.233 | 31.262 | 26.023 | 36.454 | 41.042 | 32.5 | 14.368 | 24.683 | 19.77 | 15.957 | -284.002 | 35.897 | 32.268 | 30.01 | -236.308 | 29.899 | 10.952 | 13.809 | 16.164 | 13.308 | 15.054 | 14.054 | 5.416 | 3.366 | 4.284 | 0.165 |
Operating Income Ratio
| 0.259 | 0.272 | 0.279 | 0.279 | 0.394 | 0.628 | 198.565 | 0.512 | 0.405 | 0.396 | 0.332 | 0.473 | 0.531 | 0.459 | 0.2 | 0.336 | 0.31 | 0.265 | -4.325 | 0.508 | 0.485 | 0.498 | -3.605 | 0.475 | 0.212 | 0.316 | 0.366 | 0.318 | 0.358 | 0.336 | 0.144 | 0.135 | 0.164 | 0.007 |
Total Other Income Expenses Net
| 40.115 | 40.562 | 39.969 | 38.134 | 35.339 | -24.284 | -14.334 | -10.454 | -4.126 | -2.65 | -2.956 | -2.646 | -2.878 | -3.327 | 2.085 | -6.352 | -6.903 | -11.941 | 304.351 | -14.632 | -13.982 | -12.615 | 259.889 | -9.961 | -7.12 | -5.72 | -5.079 | -4.943 | -4.814 | -2.95 | -2.524 | -1.792 | -1.674 | -1.757 |
Income Before Tax
| 40.115 | 40.562 | 39.969 | 38.134 | 35.339 | 32.238 | 31.733 | 30.513 | 26.107 | 28.612 | 23.067 | 33.808 | 38.164 | 29.173 | 16.453 | 18.331 | 12.867 | 4.016 | 20.349 | 21.265 | 18.286 | 17.395 | 23.581 | 19.938 | 3.832 | 8.089 | 11.085 | 8.365 | 10.24 | 11.104 | 2.892 | 1.574 | 2.61 | -1.592 |
Income Before Tax Ratio
| 0.259 | 0.264 | 0.268 | 0.279 | 0.394 | 0.358 | 136.78 | 0.381 | 0.35 | 0.362 | 0.294 | 0.438 | 0.494 | 0.412 | 0.229 | 0.25 | 0.202 | 0.067 | 0.31 | 0.301 | 0.275 | 0.288 | 0.36 | 0.316 | 0.074 | 0.185 | 0.251 | 0.2 | 0.243 | 0.265 | 0.077 | 0.063 | 0.1 | -0.066 |
Income Tax Expense
| 10.444 | 10.122 | 10.365 | 9.912 | 9.232 | 8.293 | 7.366 | 7.857 | 5.824 | 6.301 | 5.878 | 8.502 | 9.672 | 7.375 | 4.162 | 5.26 | 3.728 | 1.05 | 4.497 | 5.923 | 5.075 | 4.798 | 6.46 | 5.402 | 1.064 | 1.321 | 11.851 | -1.39 | 4.094 | 4.544 | -61.023 | 0.009 | 0.009 | -0.24 |
Net Income
| 29.671 | 30.44 | 29.604 | 28.222 | 26.107 | 23.945 | 22.704 | 22.656 | 20.283 | 22.311 | 17.189 | 25.306 | 28.492 | 21.798 | 12.291 | 13.071 | 9.139 | 2.966 | 15.852 | 15.342 | 13.211 | 12.597 | 17.121 | 14.536 | 2.768 | 6.768 | -0.766 | 9.755 | 6.146 | 6.56 | 63.915 | 1.565 | 2.601 | -1.352 |
Net Income Ratio
| 0.192 | 0.198 | 0.198 | 0.207 | 0.291 | 0.266 | 97.862 | 0.283 | 0.272 | 0.282 | 0.219 | 0.328 | 0.369 | 0.308 | 0.171 | 0.178 | 0.144 | 0.049 | 0.241 | 0.217 | 0.199 | 0.209 | 0.261 | 0.231 | 0.054 | 0.155 | -0.017 | 0.233 | 0.146 | 0.157 | 1.697 | 0.063 | 0.099 | -0.056 |
EPS
| 0.68 | 0.7 | 0.69 | 0.66 | 0.7 | 0.65 | 0.66 | 0.61 | 0.55 | 0.6 | 0.46 | 0.68 | 0.75 | 0.57 | 0.32 | 0.34 | 0.24 | 0.07 | 0.41 | 0.4 | 0.35 | 0.34 | 0.47 | 0.4 | 0.08 | 0.22 | -0.028 | 0.33 | -0.18 | 0.22 | 2.59 | 0.063 | 0.11 | -0.055 |
EPS Diluted
| 0.68 | 0.7 | 0.68 | 0.65 | 0.7 | 0.64 | 0.65 | 0.61 | 0.54 | 0.59 | 0.45 | 0.66 | 0.73 | 0.56 | 0.31 | 0.34 | 0.24 | 0.07 | 0.41 | 0.39 | 0.34 | 0.34 | 0.46 | 0.39 | 0.08 | 0.22 | -0.026 | 0.32 | -0.18 | 0.22 | 2.59 | 0.063 | 0.11 | -0.055 |
EBITDA
| 40.115 | -1.247 | -1.639 | 38.134 | 36.794 | 57.977 | 47.663 | 42.578 | 32.101 | 32.858 | 27.411 | 38.192 | 42.89 | 34.249 | 16.26 | 26.63 | 21.662 | 17.85 | 36.04 | 37.9 | 34.227 | 31.783 | 36.539 | 31.797 | 12.082 | 14.576 | 16.931 | 14.077 | 15.823 | 16.121 | 7.423 | 5.289 | 6.28 | 2.302 |
EBITDA Ratio
| 0.259 | -0.008 | -0.011 | 0.279 | 0.41 | 0.644 | 205.444 | 0.532 | 0.43 | 0.416 | 0.35 | 0.495 | 0.555 | 0.484 | 0.226 | 0.363 | 0.34 | 0.297 | 0.549 | 0.537 | 0.514 | 0.527 | 0.557 | 0.505 | 0.234 | 0.333 | 0.384 | 0.336 | 0.376 | 0.385 | 0.197 | 0.212 | 0.24 | 0.096 |