Bridgewater Bancshares, Inc.
NASDAQ:BWB
15.22 (USD) • At close August 5, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | 2017 Q3 | 2017 Q2 | 2017 Q1 | 2016 Q4 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities: | ||||||||||||||||||||||||||||||||||
| Net Income
| 9.633 | 8.204 | 8.675 | 8.115 | 7.831 | 8.873 | 9.629 | 9.816 | 11.642 | 13.735 | 14.513 | 12.882 | 12.262 | 12.514 | 11.509 | 10.993 | 10.671 | 4.979 | 7.174 | 7.598 | 7.443 | 8.571 | 7.805 | 8.009 | 7.018 | 7.761 | 6.463 | 6.746 | 5.95 | 3.334 | 4.675 | 4.797 | 4.083 | 3.384 |
| Depreciation & Amortization
| 1.425 | 1.095 | 0.598 | 0.571 | 0.741 | 0.755 | 0.772 | 0.792 | 0.824 | 1.199 | 0.698 | 0.68 | 0.676 | 0.662 | 0.656 | 0.64 | 0.602 | 0.594 | 0.327 | 0.241 | 0.235 | 0.394 | 0.293 | 0.254 | 0.258 | 0.249 | 0.24 | 0.231 | 0.232 | 0.22 | 0.234 | 0.208 | 0.223 | 0.225 |
| Deferred Income Tax
| -0.428 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Stock Based Compensation
| 0.986 | 0.911 | 0.923 | 1.04 | 1.031 | 1.044 | 0.997 | 0.972 | 0.941 | 0.783 | 0.876 | 0.85 | 0.831 | 0.661 | 0.608 | 0.583 | 0.574 | 0.462 | 0.384 | 0.421 | 0.401 | 0.228 | 0.176 | 0.173 | 0.175 | 0.211 | 0.199 | 0.19 | 0.199 | 0.212 | 0.052 | 0.051 | 0.053 | 0.056 |
| Change In Working Capital
| -4.586 | 23.754 | -15.888 | 0.864 | -2.889 | -19.523 | 4.889 | 3.132 | -6.487 | -11.425 | -8.923 | 21.798 | 15.046 | -1.037 | 0.979 | -7.496 | 7.436 | -3.104 | 4.872 | -7.638 | -12.943 | -2.117 | 1.916 | 1.462 | 0.909 | -1.3 | 0.822 | -1.356 | -3.187 | 0.144 | -0.082 | -2.542 | 2.487 | -3.209 |
| Accounts Receivables
| 1.158 | 4.894 | -4.078 | 7.946 | -6.398 | -12.971 | -2.376 | -0.178 | -6.369 | -6.221 | -2.915 | -3.567 | -1.377 | 2.893 | -2.087 | -6.011 | 1.141 | -1.128 | 4.081 | -2.867 | -5.207 | 0.4 | 1.628 | -3.073 | 1.574 | -2.73 | -0.205 | -2.608 | -2.084 | -0.077 | -1.493 | -1.208 | 0.732 | -0.628 |
| Change In Inventory
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change In Accounts Payables
| -5.744 | 18.86 | -11.81 | -7.082 | 3.509 | -6.552 | 7.265 | 3.31 | -0.118 | -5.204 | -6.008 | 25.365 | 16.423 | -3.93 | 3.066 | -1.485 | 6.295 | -1.976 | 0.791 | -4.771 | -7.736 | -2.517 | 0.288 | 4.535 | -0.665 | 1.43 | 1.027 | 1.252 | -1.103 | 0.221 | 1.411 | -1.334 | 1.755 | 0 |
| Other Working Capital
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -2.581 |
| Other Non Cash Items
| 0.433 | 0.613 | -0.294 | 0.01 | 0.471 | 0.383 | -0.52 | 0.206 | 0.878 | 0.338 | 1.979 | 3.735 | 2.466 | -2.435 | 2.189 | 1.926 | 2.001 | 2.165 | 4.484 | 2.221 | 2.703 | 0.546 | 1.439 | 0.719 | 1.299 | 0.264 | 2.109 | 2.065 | 1.32 | 1.981 | 1.682 | 1.472 | 1.618 | 1.915 |
| Operating Cash Flow
| 7.463 | 34.577 | -5.986 | 10.6 | 7.185 | -8.468 | 15.767 | 14.918 | 7.798 | 4.63 | 9.143 | 39.945 | 31.281 | 10.365 | 15.941 | 6.646 | 21.284 | 5.096 | 17.241 | 2.843 | -2.161 | 7.622 | 11.629 | 10.617 | 9.659 | 7.185 | 9.833 | 7.876 | 4.514 | 5.891 | 6.561 | 3.986 | 8.464 | 2.371 |
| Investing Activities: | ||||||||||||||||||||||||||||||||||
| Investments In Property Plant And Equipment
| -0.536 | -3.422 | -0.464 | -0.188 | -0.006 | -0.183 | -0.239 | -2.541 | -0.007 | -0.176 | -0.298 | -0.882 | -0.277 | -0.206 | -0.235 | 0.528 | -0.864 | -2.648 | -6.105 | -8.105 | -7.83 | -2.22 | -7.386 | -3.133 | -2.833 | -1.888 | -1.122 | -0.49 | -0.22 | -0.133 | -0.137 | -0.251 | -0.714 | -1.028 |
| Acquisitions Net
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Purchases Of Investments
| -11.613 | -55.831 | -120.996 | -22.789 | -45.559 | -49.871 | -28.678 | -2.41 | -32.689 | -57.827 | -92.15 | -66.833 | -51.449 | -45.229 | -25.328 | -20.667 | -18.674 | -29.514 | -53.759 | -63.313 | -23.902 | -25.189 | -36.01 | -31.751 | -5.867 | -19.325 | -13.039 | -28.485 | -17.519 | -13.743 | -23.978 | -11.8 | -18.932 | 0 |
| Sales Maturities Of Investments
| 27.63 | 20.381 | 73.386 | 51.518 | 21.927 | 10.715 | 9.694 | 14.08 | 27.014 | 47.346 | 11.267 | 35.521 | 8.531 | 10.985 | 19.347 | 15.292 | 10.488 | 10.978 | 11.111 | 38.703 | 12.647 | 12.425 | 15.507 | 43.139 | 12.911 | 8.761 | 15.399 | 18.144 | 5.345 | 26.4 | 13.428 | 12.32 | 7.472 | 0 |
| Other Investing Activites
| -150.605 | -48.128 | 109.481 | -14.969 | -60.235 | -1.567 | 16.57 | -45.29 | -123.781 | -193.156 | -167.498 | -240.527 | -169.835 | -107.788 | -118.352 | -192.893 | -97.829 | -66.064 | -64.539 | -183.562 | -94.43 | -66.093 | -59.635 | -62.277 | -57.799 | -64.278 | -138.348 | -58.408 | -58.763 | -75.277 | -96.072 | -85.651 | -83.114 | -78.274 |
| Investing Cash Flow
| -135.124 | -87 | 62.065 | 13.572 | -83.873 | -40.906 | -2.653 | -36.161 | -129.463 | -203.813 | -248.679 | -272.721 | -213.03 | -142.238 | -124.568 | -197.74 | -106.879 | -87.248 | -113.292 | -216.277 | -113.515 | -81.077 | -87.524 | -54.022 | -53.588 | -76.73 | -137.11 | -69.239 | -71.157 | -62.753 | -106.759 | -85.382 | -95.288 | -79.302 |
| Financing Activities: | ||||||||||||||||||||||||||||||||||
| Debt Repayment
| -10 | 10 | 62.5 | -30 | -2.5 | 25 | 32.5 | 65 | 100 | 25.5 | 15 | 14 | 0 | -5.056 | 8.115 | 0 | -11 | -70.511 | -20.579 | -11.627 | 70.5 | -5.5 | -1.5 | 18 | -0.5 | 29.5 | 9.5 | 10.5 | 4.5 | 4.5 | 38.984 | -5.5 | -0.5 | -5.5 |
| Common Stock Issued
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.142 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 58.857 | -0.121 | 0.121 | 0 | 0 | 0 |
| Common Stock Repurchased
| -0.748 | -0.594 | -0.048 | -2.91 | -2.349 | -5.093 | -0.011 | -0.009 | -0.014 | -0.697 | -1.634 | -7.963 | -1.219 | -0.489 | -2.038 | 0 | -0.213 | -7.027 | -1.296 | 0 | -2.05 | 0 | -2.345 | -12.614 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Dividends Paid
| -1.013 | -1.014 | -1.013 | -1.014 | -1.013 | -1.014 | -1.013 | -1.014 | -1.013 | -1.014 | -1.013 | -1.014 | -1.013 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Financing Activities
| 75.867 | 81.932 | -59.752 | 0.49 | 97.343 | 34.685 | -97.333 | -74.825 | 144.841 | 186.94 | 229.162 | 229.386 | 112.395 | 91.645 | 199.855 | 82.395 | 137.029 | 228.855 | 31.008 | 341.963 | 76.817 | 21.271 | 102.971 | 55.658 | 64.735 | 46.952 | 176.254 | 52.655 | -0.314 | 51.661 | 63.829 | 92.203 | 87.329 | 84.926 |
| Financing Cash Flow
| 64.106 | 90.324 | 1.687 | -33.434 | 91.481 | 53.578 | -65.857 | -10.848 | 243.814 | 210.73 | 241.515 | 234.406 | 110.163 | 85.844 | 205.932 | 82.395 | 125.816 | 151.317 | 9.133 | 330.336 | 145.267 | 15.771 | 99.125 | 61.044 | 64.235 | 76.452 | 126.897 | 63.155 | 63.043 | 56.161 | 102.813 | 86.703 | 86.829 | 79.426 |
| Other Information: | ||||||||||||||||||||||||||||||||||
| Effect Of Forex Changes On Cash
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 14.004 |
| Net Change In Cash
| -63.555 | 37.901 | 57.766 | -9.262 | 14.793 | 4.204 | -52.743 | -32.091 | 122.149 | 11.547 | 1.979 | 1.63 | -71.586 | -46.029 | 97.305 | -108.699 | 40.221 | 69.165 | -86.918 | 116.902 | 29.591 | -57.684 | 23.23 | 17.639 | 20.306 | 6.907 | -0.38 | 1.792 | -3.6 | -0.701 | 2.615 | 5.307 | 0.005 | 16.499 |
| Cash At End Of Period
| 166.205 | 229.76 | 191.859 | 134.093 | 143.355 | 128.562 | 124.358 | 177.101 | 209.192 | 87.043 | 75.496 | 73.517 | 71.887 | 143.473 | 189.502 | 92.197 | 200.896 | 160.675 | 91.51 | 178.428 | 61.526 | 31.935 | 89.619 | 66.389 | 48.75 | 28.444 | 21.537 | 21.917 | 20.125 | 23.725 | 24.426 | 21.811 | 16.504 | 16.499 |