BM Technologies, Inc.
AMEX:BMTX
2.36 (USD) • At close November 17, 2023
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q3 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 14.077 | 12.541 | 16.181 | 14.859 | 14.741 | 12.987 | 13.484 | 15.684 | 19.858 | 23.008 | 25.047 | 25.737 | 21.974 | 22.893 | 24.383 | -49.528 | 18.338 | 15.431 | 15.758 | 17.601 | 17.9 | 16.995 | 18.403 | 0 |
| Cost of Revenue
| 11.091 | 10.157 | 9.338 | 12.125 | 8.413 | 6.586 | 7.13 | 7.448 | 7.956 | 7.518 | 7.148 | 7.337 | 5.613 | 9.11 | 9.127 | 21.303 | 6.832 | 8.342 | 6.129 | 5.924 | 5.021 | 8.746 | 8.953 | 0 |
| Gross Profit
| 2.986 | 2.384 | 6.843 | 2.734 | 6.328 | 6.401 | 6.354 | 8.236 | 11.902 | 15.49 | 17.899 | 18.4 | 16.361 | 13.783 | 15.256 | -70.831 | 11.506 | 7.089 | 9.629 | 11.677 | 12.879 | 8.249 | 9.451 | 0 |
| Gross Profit Ratio
| 0.212 | 0.19 | 0.423 | 0.184 | 0.429 | 0.493 | 0.471 | 0.525 | 0.599 | 0.673 | 0.715 | 0.715 | 0.745 | 0.602 | 0.626 | 1.43 | 0.627 | 0.459 | 0.611 | 0.663 | 0.719 | 0.485 | 0.514 | 0 |
| Reseach & Development Expenses
| 0 | 0 | 1.068 | 2.341 | 3.3 | 3 | 2.99 | 2.864 | 2.8 | 2.9 | 2.944 | 3.177 | 2.8 | 2.8 | 2.823 | 6.518 | 2.7 | 2.7 | 2.761 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 8.441 | 8.304 | 7.671 | 8.485 | 7.73 | 8.487 | 9.167 | 12.919 | 13.387 | 13.228 | 12.161 | 22.03 | 10.506 | 9.58 | 7.512 | -26.497 | 8.283 | 8.196 | 11.842 | 3.486 | 2.91 | 2.074 | 2.125 | 0.022 |
| Selling & Marketing Expenses
| 0.117 | 0.075 | 0.1 | 0.108 | 0.128 | 0.125 | 0.118 | 0.302 | 0.242 | 0.084 | 0.113 | 0.162 | 0.176 | 0.125 | 0.191 | -0.693 | 0.266 | 0.21 | 0.217 | 0.34 | 0.375 | 0.537 | 0.32 | 0 |
| SG&A
| 0.117 | 8.379 | 3.465 | 3.608 | 7.858 | 8.612 | 9.285 | 13.221 | 13.629 | 13.312 | 12.274 | 22.192 | 10.682 | 9.705 | 7.703 | -27.19 | 8.549 | 8.406 | 12.059 | 11.083 | 9.894 | 9.002 | 7.786 | 0.022 |
| Other Expenses
| 6.958 | 4.303 | -2.644 | -3.361 | 9.13 | 7.603 | 2.725 | 2.585 | 2.553 | -2.446 | 2.373 | 2.453 | 1.681 | 1.867 | 1.786 | -5.609 | 1.97 | 2.371 | 1.653 | 0.282 | 0 | 0 | 0 | 0 |
| Operating Expenses
| 7.075 | 6.81 | 6.109 | 6.969 | 10.713 | 11.168 | 12.01 | 15.806 | 16.182 | 15.858 | 14.647 | 24.645 | 12.363 | 11.572 | 9.489 | -32.798 | 10.519 | 10.777 | 13.712 | 13.386 | 15.704 | 12.383 | 10.834 | 0.022 |
| Operating Income
| -4.089 | -4.669 | 0.734 | -4.235 | -4.385 | -5.041 | -5.656 | -7.57 | -4.28 | -0.369 | 2.963 | -6.31 | 3.998 | 2.211 | 5.767 | 32.798 | 0.61 | -3.713 | -4.133 | -1.609 | -2.825 | -4.134 | -1.384 | -0.075 |
| Operating Income Ratio
| -0.29 | -0.372 | 0.045 | -0.285 | -0.297 | -0.388 | -0.419 | -0.483 | -0.216 | -0.016 | 0.118 | -0.245 | 0.182 | 0.097 | 0.237 | -0.662 | 0.033 | -0.241 | -0.262 | -0.091 | -0.158 | -0.243 | -0.075 | 0 |
| Total Other Income Expenses Net
| -0.897 | -0.162 | 0.029 | 0.272 | 0.433 | 0.595 | 0.702 | 1.15 | -1.369 | 5.64 | 2.644 | -0.764 | 6.042 | -3.098 | 14.949 | 11.062 | -0.73 | -0.424 | -0.444 | 2.326 | 3.565 | 5.044 | 2.167 | 0 |
| Income Before Tax
| -4.986 | -4.831 | 0.763 | -3.963 | -3.952 | -4.446 | -4.954 | -6.419 | -5.649 | 5.271 | 5.607 | -7.074 | 10.04 | -0.887 | 20.716 | 7.789 | 0.257 | -4.112 | -4.527 | -2.112 | -2.957 | -4.134 | -1.384 | -0.075 |
| Income Before Tax Ratio
| -0.354 | -0.385 | 0.047 | -0.267 | -0.268 | -0.342 | -0.367 | -0.409 | -0.284 | 0.229 | 0.224 | -0.275 | 0.457 | -0.039 | 0.85 | -0.157 | 0.014 | -0.266 | -0.287 | -0.12 | -0.165 | -0.243 | -0.075 | 0 |
| Income Tax Expense
| 0.009 | 0 | 0.015 | 2.444 | -0.393 | 0.01 | 0.006 | -2.234 | -0.729 | 0.909 | 1.643 | 1.73 | 1.246 | 0.949 | 1.827 | 0.277 | 0.007 | 0.007 | 0.007 | 0.006 | 0.007 | 0.007 | 0.007 | 0.051 |
| Net Income
| -4.995 | -4.831 | 0.748 | -3.963 | -3.952 | -4.456 | -4.96 | -4.185 | -4.92 | 4.362 | 3.964 | -8.804 | 8.794 | -1.836 | 18.889 | 7.512 | 0.25 | -4.119 | -4.534 | -2.118 | -2.964 | -4.141 | -1.391 | -0.126 |
| Net Income Ratio
| -0.355 | -0.385 | 0.046 | -0.267 | -0.268 | -0.343 | -0.368 | -0.267 | -0.248 | 0.19 | 0.158 | -0.342 | 0.4 | -0.08 | 0.775 | -0.152 | 0.014 | -0.267 | -0.288 | -0.12 | -0.166 | -0.244 | -0.076 | 0 |
| EPS
| -0.42 | -0.41 | 0.064 | -0.34 | -0.34 | -0.39 | -0.43 | -0.35 | -0.41 | 0.37 | 0.33 | -0.74 | 0.74 | -0.15 | 1.61 | 0.63 | 0.041 | -0.67 | -0.74 | -0.13 | -0.24 | -0.34 | -0.11 | -0.008 |
| EPS Diluted
| -0.42 | -0.41 | 0.064 | -0.34 | -0.34 | -0.39 | -0.43 | -0.35 | -0.41 | 0.35 | 0.32 | -0.74 | 0.74 | -0.15 | 1.23 | 0.48 | 0.041 | -0.67 | -0.74 | -0.5 | -0.24 | -0.34 | -0.11 | -0.03 |
| EBITDA
| -4.089 | -2.927 | 0.892 | -1.475 | -0.965 | -1.95 | -1.824 | -3.415 | -2.58 | -0.369 | 8.857 | 3.718 | 13.316 | 2.211 | 24.011 | -3.182 | 4.079 | -0.1 | -1.013 | 0.788 | 0.74 | 1.276 | 0.784 | -0.075 |
| EBITDA Ratio
| -0.29 | -0.233 | 0.126 | -0.118 | -0.327 | -0.15 | -0.239 | -0.483 | -0.062 | 0.121 | 0.26 | -0.115 | 0.329 | 0.097 | 0.237 | -0.101 | 0.222 | -0.005 | -0.061 | -0.07 | -0.137 | -0.222 | -0.055 | 0 |