
Berkshire Hills Bancorp, Inc.
NYSE:BHLB
27.04 (USD) • At close July 3, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue
| 646.111 | 619.081 | 456.194 | 419.371 | 474.849 | 592.164 | 539.758 | 429.024 | 345.205 | 301.318 | 254.812 | 261.973 | 229.995 | 174.063 | 142.028 | 144.465 | 164.806 | 156.587 | 130.099 | 102.655 | 68.845 | 70.018 | 77.546 | 84.171 | 75.764 | 62.766 |
Cost of Revenue
| 286.351 | 239.251 | 53.66 | 37.399 | 168.878 | 179.674 | 135.145 | 85.138 | 65.534 | 49.907 | 43.319 | 46.367 | 42.141 | 39.303 | 43.856 | 93.61 | 62.111 | 72.319 | 65.671 | 37.428 | 22.289 | 20.202 | 29.608 | 40.735 | 36.638 | 29.952 |
Gross Profit
| 359.76 | 379.83 | 402.534 | 381.472 | 305.971 | 413.841 | 404.613 | 343.886 | 279.671 | 251.411 | 211.493 | 215.606 | 187.854 | 134.76 | 98.172 | 50.855 | 102.755 | 84.268 | 64.428 | 65.227 | 46.556 | 49.816 | 47.938 | 43.436 | 39.126 | 32.814 |
Gross Profit Ratio
| 0.557 | 0.614 | 0.882 | 0.91 | 0.644 | 0.699 | 0.75 | 0.802 | 0.81 | 0.834 | 0.83 | 0.823 | 0.817 | 0.774 | 0.691 | 0.352 | 0.623 | 0.538 | 0.495 | 0.635 | 0.676 | 0.711 | 0.618 | 0.516 | 0.516 | 0.523 |
Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
General & Administrative Expenses
| 167.848 | 166.3 | 155.846 | 154.348 | 153.716 | 171.29 | 166.9 | 150.922 | 129.549 | 118.9 | 100.816 | 87.551 | 76.925 | 60.207 | 51.741 | 46.356 | 38.282 | 34.018 | 24.708 | 20.281 | 16.882 | 21.219 | 28.488 | 17.59 | 13.631 | 13.767 |
Selling & Marketing Expenses
| 4.522 | 5.377 | 5.103 | 2.749 | 3.703 | 4.474 | 4.697 | 6.528 | 3.161 | 3.306 | 2.572 | 2.596 | 2.031 | 1.539 | 5.186 | 6.549 | 7.741 | 0 | 0 | 0 | 0.991 | 0.678 | 0.648 | 0.629 | 0.578 | 0.599 |
SG&A
| 172.37 | 171.677 | 160.949 | 157.097 | 157.419 | 175.764 | 171.597 | 157.45 | 132.71 | 122.206 | 103.388 | 90.147 | 78.956 | 61.746 | 56.927 | 52.905 | 46.023 | 34.018 | 24.708 | 20.281 | 17.873 | 21.897 | 29.136 | 18.219 | 14.209 | 14.366 |
Other Expenses
| 107.875 | 129.831 | 127.767 | 75.854 | 681.58 | 112.742 | 94.836 | 95.232 | 69.507 | 74.623 | 62.598 | 67.212 | 61.85 | 54.696 | 24.802 | 25.666 | 25.676 | 31.476 | 24.16 | 28.717 | 11.104 | 13.889 | 16.671 | 11.957 | 17.975 | 10.83 |
Operating Expenses
| 280.245 | 301.508 | 288.716 | 232.951 | 838.999 | 288.506 | 266.433 | 252.682 | 202.217 | 196.829 | 165.986 | 157.359 | 140.806 | 116.442 | 81.729 | 78.571 | 71.699 | 65.494 | 48.868 | 48.998 | 28.977 | 35.786 | 45.807 | 30.176 | 32.184 | 25.196 |
Operating Income
| 79.515 | 78.322 | 113.818 | 149.021 | -533.028 | 123.984 | 138.18 | 91.204 | 77.454 | 54.582 | 45.507 | 58.247 | 47.048 | 18.318 | 16.443 | -27.716 | 31.056 | 18.774 | 15.56 | 16.229 | 17.579 | 14.03 | 2.131 | 13.26 | 6.942 | 7.618 |
Operating Income Ratio
| 0.123 | 0.127 | 0.249 | 0.355 | -1.123 | 0.209 | 0.256 | 0.213 | 0.224 | 0.181 | 0.179 | 0.222 | 0.205 | 0.105 | 0.116 | -0.192 | 0.188 | 0.12 | 0.12 | 0.158 | 0.255 | 0.2 | 0.027 | 0.158 | 0.092 | 0.121 |
Total Other Income Expenses Net
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Income Before Tax
| 79.515 | 78.322 | 113.818 | 149.021 | -533.028 | 123.984 | 138.18 | 91.204 | 77.454 | 54.582 | 45.507 | 58.247 | 47.048 | 18.318 | 16.443 | -27.716 | 31.056 | 18.774 | 15.56 | 16.229 | 17.579 | 14.03 | 2.131 | 13.26 | 6.942 | 7.618 |
Income Before Tax Ratio
| 0.123 | 0.127 | 0.249 | 0.355 | -1.123 | 0.209 | 0.256 | 0.213 | 0.224 | 0.181 | 0.179 | 0.222 | 0.205 | 0.105 | 0.116 | -0.192 | 0.188 | 0.12 | 0.12 | 0.158 | 0.255 | 0.2 | 0.027 | 0.158 | 0.092 | 0.121 |
Income Tax Expense
| 18.512 | 8.724 | 21.285 | 30.357 | -19.853 | 22.463 | 28.961 | 42.088 | 18.784 | 5.064 | 11.763 | 17.104 | 13.223 | 1.884 | 2.585 | -11.649 | 8.812 | 5.239 | 4.668 | 8.003 | 5.639 | 5.065 | 0.362 | 4.349 | 2.36 | 1.995 |
Net Income
| 61.003 | 69.598 | 92.533 | 118.664 | -533.017 | 97.45 | 105.765 | 55.247 | 58.67 | 49.518 | 33.744 | 41.143 | 33.188 | 17.348 | 13.858 | -16.067 | 22.244 | 13.535 | 11.263 | 8.226 | 11.509 | 8.965 | 1.769 | 8.911 | 4.582 | 5.623 |
Net Income Ratio
| 0.094 | 0.112 | 0.203 | 0.283 | -1.122 | 0.165 | 0.196 | 0.129 | 0.17 | 0.164 | 0.132 | 0.157 | 0.144 | 0.1 | 0.098 | -0.111 | 0.135 | 0.086 | 0.087 | 0.08 | 0.167 | 0.128 | 0.023 | 0.106 | 0.06 | 0.09 |
EPS
| 1.44 | 1.61 | 2.03 | 2.41 | -10.6 | 1.98 | 2.3 | 1.4 | 1.89 | 1.74 | 1.36 | 1.66 | 1.49 | 0.98 | 0.99 | -1.52 | 2.08 | 1.47 | 1.32 | 1.16 | 2.18 | 1.7 | 0.33 | 1.42 | 0.7 | 1.03 |
EPS Diluted
| 1.43 | 1.6 | 2.02 | 2.39 | -10.6 | 1.97 | 2.29 | 1.39 | 1.88 | 1.73 | 1.36 | 1.65 | 1.49 | 0.98 | 0.99 | -1.52 | 2.06 | 1.44 | 1.29 | 1.1 | 2.01 | 1.57 | 0.3 | 1.35 | 0.7 | 1.03 |
EBITDA
| 91.1 | 91.587 | 128.528 | 165.256 | -514.928 | 140.688 | 153.556 | 104.196 | 88.774 | 66.739 | 58.619 | 70.615 | 58.432 | 27.568 | 23.281 | -20.579 | 38.721 | 25.236 | 20.426 | 21.298 | 21.362 | 18.135 | 6.302 | 16.438 | 9.365 | 10.427 |
EBITDA Ratio
| 0.141 | 0.148 | 0.282 | 0.394 | -1.084 | 0.238 | 0.284 | 0.243 | 0.257 | 0.221 | 0.23 | 0.27 | 0.254 | 0.158 | 0.164 | -0.142 | 0.235 | 0.161 | 0.157 | 0.207 | 0.31 | 0.259 | 0.081 | 0.195 | 0.124 | 0.166 |