PT BFI Finance Indonesia Tbk
IDX:BFIN.JK
1015 (IDR) • At close September 20, 2024
Overview | Financials
Numbers are in millions (except for per share data and ratios) IDR.
2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | 2017 Q3 | 2017 Q2 | 2017 Q1 | 2016 Q4 | 2016 Q3 | 2016 Q2 | 2016 Q1 | 2015 Q4 | 2015 Q3 | 2015 Q2 | 2015 Q1 | 2014 Q4 | 2014 Q3 | 2014 Q2 | 2014 Q1 | 2013 Q4 | 2013 Q3 | 2013 Q2 | 2013 Q1 | 2012 Q4 | 2012 Q3 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue
| 1,502,855 | 1,501,062 | 1,532,792 | 1,512,234 | 1,510,802 | 1,592,524 | 1,475,266 | 1,328,177 | 1,229,705 | 1,107,127 | 1,058,302 | 950,162 | 916,335 | 928,160 | 965,515 | 1,018,938 | 1,035,992 | 1,337,027 | 1,328,531 | 1,270,480 | 1,231,089 | 1,222,494 | 1,260,913 | 1,271,471 | 1,227,409 | 1,154,099 | 1,101,412 | 1,446,212 | 723,585 | 671,958 | 639,886 | 607,040 | 596,911 | 578,189 | 575,611 | 555,511 | 530,670 | 498,201 | 475,563 | 456,448 | 436,624 | 426,469 | 411,815 | 398,875 | 369,087 | 345,486 | 338,794 | 329,917 |
Cost of Revenue
| 54,043 | 53,957 | 557,886 | 492,736 | 582,820 | 581,239 | 526,326 | 486,626 | 460,415 | 427,562 | 397,850 | 400,070 | 395,381 | 401,491 | 417,608 | 446,037 | 466,203 | 567,393 | 576,036 | 553,520 | 527,197 | 509,172 | 451,216 | 543,814 | 531,159 | 500,470 | 482,167 | 437,154 | 445,513 | 399,645 | 385,304 | 324,301 | 0 | 0 | 356,365 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Gross Profit
| 1,448,812 | 1,447,105 | 974,906 | 1,019,498 | 927,982 | 1,011,285 | 948,940 | 841,551 | 769,290 | 679,565 | 660,452 | 550,092 | 520,954 | 526,669 | 547,907 | 572,901 | 569,789 | 769,634 | 752,495 | 716,960 | 703,892 | 713,322 | 809,697 | 727,657 | 696,250 | 653,629 | 619,245 | 1,009,058 | 278,072 | 272,313 | 254,582 | 282,739 | 596,911 | 578,189 | 219,246 | 555,511 | 530,670 | 498,201 | 475,563 | 456,448 | 436,624 | 426,469 | 411,815 | 398,875 | 369,087 | 345,486 | 338,794 | 329,917 |
Gross Profit Ratio
| 0.964 | 0.964 | 0.636 | 0.674 | 0.614 | 0.635 | 0.643 | 0.634 | 0.626 | 0.614 | 0.624 | 0.579 | 0.569 | 0.567 | 0.567 | 0.562 | 0.55 | 0.576 | 0.566 | 0.564 | 0.572 | 0.583 | 0.642 | 0.572 | 0.567 | 0.566 | 0.562 | 0.698 | 0.384 | 0.405 | 0.398 | 0.466 | 1 | 1 | 0.381 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
General & Administrative Expenses
| 109,783 | 109,492 | 130,662 | 103,184 | 93,696 | 107,020 | 170,009 | 125,616 | 93,307 | 86,205 | 156,763 | 95,890 | 78,373 | 80,069 | 100,141 | 66,585 | 50,962 | 91,897 | 166,373 | 109,940 | 92,396 | 111,723 | 98,419 | 104,018 | 67,220 | 89,791 | 32,141 | 177,409 | 66,247 | 59,754 | 79,962 | -9,606 | 98,336 | 91,055 | 99,900 | 81,811 | 82,612 | 76,944 | 88,458 | 66,029 | -63,764 | 189,071 | 173,407 | 163,469 | 154,482 | 148,632 | 120,190 | 120,844 |
Selling & Marketing Expenses
| 20,468 | 24,800 | 20,243 | 20,291 | 27,830 | 30,994 | 16,233 | 13,397 | 15,654 | 12,270 | 9,779 | 8,744 | 9,444 | 6,618 | 4,901 | 3,287 | 5,462 | 10,796 | 7,819 | 8,262 | 9,706 | 8,526 | 11,339 | 8,309 | 15,783 | 2,028 | 6,752 | -3,723 | 1,851 | 1,872 | 1,614 | 934 | 1,128 | 796 | -198 | 3,154 | 3,848 | 3,976 | 3,542 | 3,675 | 3,210 | 3,703 | 3,974 | 3,321 | 7,018 | 7,700 | 4,905 | 5,354 |
SG&A
| 130,251 | 134,292 | 150,905 | 123,475 | 121,526 | 138,014 | 186,242 | 139,013 | 108,961 | 98,475 | 166,542 | 104,634 | 87,817 | 86,687 | 105,042 | 69,872 | 56,424 | 102,693 | 174,192 | 118,202 | 102,102 | 120,249 | 109,758 | 112,327 | 83,003 | 91,819 | 38,893 | 173,686 | 68,098 | 61,626 | 81,576 | -6,748 | 98,336 | 91,055 | 88,922 | 84,965 | 86,460 | 80,920 | 92,000 | 69,704 | -60,554 | 192,774 | 177,381 | 166,790 | 161,500 | 156,332 | 125,095 | 126,198 |
Other Expenses
| 4,328 | -772,647 | 3,933 | 6,410 | 2,303 | 256,722 | 186,916 | 162,709 | 145,200 | 156,145 | 2,541 | 1,422 | 2,857 | 3,494 | 5,545 | 7,307 | 4,266 | 3,667 | 9,114 | -4,828 | 1,333 | -2,030 | 1,877 | -2,369 | -1,910 | -1,779 | -1,773 | -1,866 | -1,823 | -1,582 | -1,411 | -106,903 | 46,011 | 58,508 | 121,246 | 60,804 | 75,377 | 77,944 | 22,184 | 47,484 | 234,221 | -95,509 | -623,315 | 529,637 | -75,590 | -78,002 | -493,807 | 415,980 |
Operating Expenses
| 479,346 | 772,647 | 311,489 | 502,803 | 519,989 | 394,736 | 373,158 | 301,722 | 254,161 | 254,620 | 353,510 | 223,795 | 224,215 | 276,721 | 409,367 | 352,873 | 546,762 | 378,656 | 333,989 | 264,382 | 287,674 | 301,833 | 367,654 | 261,238 | 275,540 | 229,267 | 205,759 | 628,458 | -32,034 | -27,923 | 6,237 | -282,850 | 144,347 | 149,563 | 210,168 | 145,769 | 161,837 | 158,864 | 114,184 | 117,188 | 173,667 | 97,265 | -445,934 | 696,427 | 85,910 | 78,330 | -368,712 | 542,178 |
Operating Income
| 638,206 | 674,458 | 664,288 | 520,104 | 395,479 | 610,360 | 538,217 | 490,231 | 487,831 | 367,862 | 461,718 | 344,932 | 307,937 | 248,820 | 142,427 | 212,275 | 14,398 | 385,006 | 421,911 | 461,425 | 419,849 | 406,332 | 526,372 | 523,608 | 517,898 | 485,189 | 450,385 | 415,983 | 135,536 | 577,310 | 532,170 | 625,347 | 452,564 | 428,626 | 365,443 | 409,742 | 368,833 | 339,337 | 361,379 | 339,260 | 262,957 | 329,204 | 625,941 | -65,744 | 283,177 | 267,156 | 530,141 | -34,896 |
Operating Income Ratio
| 0.425 | 0.449 | 0.433 | 0.344 | 0.262 | 0.383 | 0.365 | 0.369 | 0.397 | 0.332 | 0.436 | 0.363 | 0.336 | 0.268 | 0.148 | 0.208 | 0.014 | 0.288 | 0.318 | 0.363 | 0.341 | 0.332 | 0.417 | 0.412 | 0.422 | 0.42 | 0.409 | 0.288 | 0.187 | 0.859 | 0.832 | 1.03 | 0.758 | 0.741 | 0.635 | 0.738 | 0.695 | 0.681 | 0.76 | 0.743 | 0.602 | 0.772 | 1.52 | -0.165 | 0.767 | 0.773 | 1.565 | -0.106 |
Total Other Income Expenses Net
| -237,974 | -230,151 | -89,809 | -119,231 | 26,720 | 17,341 | 76,548 | 105,343 | 50,244 | 122,405 | -50,448 | 36,508 | 27,553 | 33,938 | 65,879 | 25,494 | -4,953 | 29,470 | -698,036 | 39,603 | 23,697 | 17,472 | -55,034 | -35,918 | -77,695 | -44,321 | -17,720 | -19,340 | 204,033 | -258,401 | -225,932 | -368,642 | -208,033 | -211,137 | -94,717 | -215,476 | -181,846 | -155,822 | -156,502 | -141,554 | -90,929 | -155,935 | -443,304 | 234,427 | -121,270 | -113,157 | -358,184 | 191,300 |
Income Before Tax
| 400,232 | 444,307 | 574,479 | 400,873 | 422,199 | 627,701 | 614,765 | 595,574 | 538,075 | 490,267 | 411,270 | 381,440 | 335,490 | 282,758 | 208,306 | 237,769 | 9,445 | 414,476 | -276,125 | 501,028 | 443,546 | 423,804 | 471,338 | 487,690 | 440,203 | 440,868 | 432,665 | 396,643 | 339,569 | 318,909 | 306,238 | 256,705 | 244,531 | 217,489 | 270,726 | 194,266 | 186,987 | 183,515 | 204,877 | 197,706 | 172,028 | 173,269 | 182,637 | 168,683 | 161,907 | 153,999 | 171,957 | 156,404 |
Income Before Tax Ratio
| 0.266 | 0.296 | 0.375 | 0.265 | 0.279 | 0.394 | 0.417 | 0.448 | 0.438 | 0.443 | 0.389 | 0.401 | 0.366 | 0.305 | 0.216 | 0.233 | 0.009 | 0.31 | -0.208 | 0.394 | 0.36 | 0.347 | 0.374 | 0.384 | 0.359 | 0.382 | 0.393 | 0.274 | 0.469 | 0.475 | 0.479 | 0.423 | 0.41 | 0.376 | 0.47 | 0.35 | 0.352 | 0.368 | 0.431 | 0.433 | 0.394 | 0.406 | 0.443 | 0.423 | 0.439 | 0.446 | 0.508 | 0.474 |
Income Tax Expense
| 75,876 | 82,867 | 106,881 | 73,069 | 82,624 | 118,879 | 117,864 | 114,717 | 105,136 | 94,285 | 75,944 | 72,850 | 77,603 | 53,223 | 27,343 | 49,176 | 5,267 | 86,618 | 102,364 | 101,024 | 90,196 | 86,987 | 97,185 | 96,850 | 88,010 | 90,260 | 87,219 | 80,435 | 68,146 | 64,476 | 61,570 | 43,447 | 64,070 | 57,511 | 75,260 | 36,950 | 36,959 | 36,037 | 15,859 | 48,672 | 43,264 | 42,994 | 62,117 | 33,107 | 32,485 | 30,898 | 34,989 | 32,000 |
Net Income
| 324,380 | 361,466 | 467,620 | 327,832 | 339,625 | 508,811 | 496,894 | 480,854 | 432,945 | 395,987 | 335,161 | 308,707 | 257,889 | 229,536 | 180,963 | 188,594 | 4,179 | 327,859 | -378,488 | 400,006 | 353,350 | 336,817 | 374,153 | 390,840 | 352,193 | 350,608 | 345,446 | 316,208 | 271,423 | 254,433 | 244,668 | 213,258 | 180,461 | 159,978 | 195,466 | 157,316 | 150,028 | 147,478 | 189,018 | 149,034 | 128,764 | 130,275 | 120,520 | 135,576 | 129,422 | 123,101 | 136,968 | 124,404 |
Net Income Ratio
| 0.216 | 0.241 | 0.305 | 0.217 | 0.225 | 0.319 | 0.337 | 0.362 | 0.352 | 0.358 | 0.317 | 0.325 | 0.281 | 0.247 | 0.187 | 0.185 | 0.004 | 0.245 | -0.285 | 0.315 | 0.287 | 0.276 | 0.297 | 0.307 | 0.287 | 0.304 | 0.314 | 0.219 | 0.375 | 0.379 | 0.382 | 0.351 | 0.302 | 0.277 | 0.34 | 0.283 | 0.283 | 0.296 | 0.397 | 0.327 | 0.295 | 0.305 | 0.293 | 0.34 | 0.351 | 0.356 | 0.404 | 0.377 |
EPS
| 21.57 | 24.03 | 31.09 | 21.8 | 22.58 | 33.83 | 33.12 | 32.13 | 28.93 | 26.46 | 22.41 | 20.63 | 17.23 | 15 | 12.09 | 12.6 | 0.28 | 22 | -25.44 | 26.73 | 23.61 | 23 | 25 | 26.12 | 23.54 | 23 | 23.08 | 21.13 | 18.14 | 17 | 16.35 | 14.25 | 11.52 | 10.2 | 12.48 | 10.05 | 9.68 | 9.5 | 12.2 | 9.62 | 8.43 | 8.5 | 7.89 | 8.88 | 8.51 | 8.1 | 9.01 | 8.18 |
EPS Diluted
| 21.57 | 24.03 | 31.09 | 21.8 | 22.58 | 33.83 | 33.12 | 32.13 | 28.93 | 26.46 | 22.41 | 20.63 | 17.23 | 15 | 12.09 | 12.6 | 0.28 | 22 | -25.29 | 26.73 | 23.61 | 23 | 25 | 26.12 | 23.54 | 23 | 23.08 | 21.13 | 18.14 | 17 | 16.35 | 14.25 | 11.52 | 10.2 | 12.48 | 10.05 | 9.68 | 9.5 | 12.2 | 9.62 | 8.43 | 8.5 | 7.89 | 8.88 | 8.51 | 8.1 | 9.01 | 8.18 |
EBITDA
| 692,249 | 728,415 | 718,350 | 573,273 | 442,813 | 649,650 | 576,145 | 526,534 | 523,056 | 402,548 | 237,254 | 303,257 | 291,565 | 251,813 | 104,095 | 241,011 | 72,446 | 400,305 | 1,147,045 | 423,520 | 413,340 | 422,045 | 438,935 | 465,619 | 421,287 | 428,239 | 393,852 | 364,104 | 298,344 | 299,052 | 206,661 | -195,894 | 451,046 | 426,979 | 439,198 | 409,182 | 368,352 | 338,181 | 361,017 | 338,924 | 262,432 | 328,790 | 562,615 | -10,919 | 282,595 | 266,693 | 490,932 | 8,565 |
EBITDA Ratio
| 0.461 | 0.485 | 0.469 | 0.379 | 0.293 | 0.408 | 0.391 | 0.396 | 0.425 | 0.364 | 0.224 | 0.319 | 0.318 | 0.271 | 0.108 | 0.237 | 0.07 | 0.299 | 0.863 | 0.333 | 0.336 | 0.345 | 0.348 | 0.366 | 0.343 | 0.371 | 0.358 | 0.252 | 0.412 | 0.445 | 0.323 | -0.323 | 0.756 | 0.738 | 0.763 | 0.737 | 0.694 | 0.679 | 0.759 | 0.743 | 0.601 | 0.771 | 1.366 | -0.027 | 0.766 | 0.772 | 1.449 | 0.026 |