BB Seguridade Participações S.A.
B3:BBSE3.SA
33.7 (BRL) • At close July 31, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) BRL.
| 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | 2017 Q3 | 2017 Q2 | 2017 Q1 | 2016 Q4 | 2016 Q3 | 2016 Q2 | 2016 Q1 | 2015 Q4 | 2015 Q3 | 2015 Q2 | 2015 Q1 | 2014 Q4 | 2014 Q3 | 2014 Q2 | 2014 Q1 | 2013 Q4 | 2013 Q3 | 2013 Q2 | 2013 Q1 | 2012 Q4 | 2012 Q3 | 2012 Q2 | 2012 Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 1,489.172 | 1,448 | 1,425.464 | 1,321.3 | 2,409.697 | 1,298.398 | 1,326.247 | 1,204.023 | 2,193.298 | 1,336.539 | 1,262.888 | 1,814.021 | 1,541.395 | 1,644.864 | 1,310.217 | 871.265 | 1,290.766 | 1,269.375 | 1,435.194 | 1,257.823 | 1,169.376 | 962.397 | 893.219 | 806.901 | 1,254.842 | 1,030.956 | 1,093.916 | 610.611 | 1,109.881 | 1,224.652 | 800.645 | 1,206.39 | 1,285.921 | 989.843 | 1,311.065 | 792.237 | 652.296 | 880.601 | 1,306.966 | 1,498.099 | 1,213.661 | 650.144 | 1,070.854 | 612.122 | 490.154 | 508.825 | 427.731 | 476.029 | 383.43 | 1,113.273 | 0 | 0 | 0 |
| Cost of Revenue
| 42.294 | 41.061 | 38.452 | 89.537 | 1,158.582 | 42.346 | 45.585 | 50.139 | 1,007.632 | 52.846 | 51.224 | 813.237 | 599.808 | 714.789 | 415.406 | 54.092 | 491.072 | 454.076 | 580.763 | 525.386 | 362.708 | 47.184 | 46.841 | 50.103 | 474.293 | 37.743 | 444.402 | -14.914 | 382.356 | 457.983 | 34.388 | 571.112 | 507.867 | 46.15 | 557.503 | 49.272 | 0 | 0 | 11.183 | 10.784 | 9.365 | 0 | 9.246 | 0 | 8.363 | 0 | 0 | 5.05 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit
| 1,489.172 | 1,448 | 1,387.012 | 1,231.763 | 1,251.115 | 1,298.398 | 1,280.662 | 1,153.884 | 1,185.666 | 1,283.693 | 1,211.664 | 1,000.784 | 941.587 | 930.075 | 894.811 | 817.173 | 799.694 | 815.299 | 854.431 | 732.437 | 806.668 | 915.213 | 846.378 | 756.798 | 780.549 | 993.213 | 649.514 | 625.525 | 727.525 | 766.669 | 766.257 | 635.278 | 778.054 | 943.693 | 753.562 | 742.965 | 652.296 | 880.601 | 1,295.783 | 1,487.315 | 1,204.296 | 650.144 | 1,061.608 | 612.122 | 481.791 | 508.825 | 427.731 | 470.979 | 383.43 | 1,113.273 | 0 | 0 | 0 |
| Gross Profit Ratio
| 1 | 1 | 0.973 | 0.932 | 0.519 | 1 | 0.966 | 0.958 | 0.541 | 0.96 | 0.959 | 0.552 | 0.611 | 0.565 | 0.683 | 0.938 | 0.62 | 0.642 | 0.595 | 0.582 | 0.69 | 0.951 | 0.948 | 0.938 | 0.622 | 0.963 | 0.594 | 1.024 | 0.655 | 0.626 | 0.957 | 0.527 | 0.605 | 0.953 | 0.575 | 0.938 | 1 | 1 | 0.991 | 0.993 | 0.992 | 1 | 0.991 | 1 | 0.983 | 1 | 1 | 0.989 | 1 | 1 | 0 | 0 | 0 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 36.525 | 45.181 | 43.85 | 34.202 | 37.273 | 52.699 | 45.588 | 40.541 | 37.389 | 54.452 | 39.387 | 38.749 | 3.149 | 55.632 | 32.922 | 37.288 | 25.193 | 30.6 | 28.284 | 57.123 | 28.339 | 34.815 | 33.028 | 22.882 | 23.61 | 32.164 | 28.438 | 35.236 | 14.515 | 22.966 | 12.439 | 16.8 | 18.523 | 57.815 | 23.683 | 20.999 | 48.426 | 54.59 | 53.472 | 74.679 | 57.32 | 68.04 | 59.018 | 73.463 | 77.363 | 74.763 | 65.773 | 73.556 | 61.637 | 0 | 0 | 0 | 0 |
| Selling & Marketing Expenses
| 8.808 | 29.927 | 0.172 | 7.484 | 3.815 | 16.299 | 0.271 | 3.735 | 2.162 | 6.36 | 3.097 | 1.911 | 1.311 | 0.658 | 0.115 | 0.038 | 0.117 | 6.395 | 0.084 | 2.968 | 0.024 | 1.749 | 1.327 | 0.024 | 0.013 | 0.144 | 0.015 | 0.042 | 0.087 | 0.09 | 0.017 | 0 | 0.028 | 0.22 | 0.045 | 0.049 | 0.001 | 0.051 | 0.172 | 0.008 | 0.115 | 0 | 0 | 0 | 0 | 1.991 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A
| 45.333 | 75.108 | 44.022 | 41.686 | 41.088 | 68.998 | 45.859 | 44.276 | 39.551 | 60.812 | 42.484 | 40.66 | 4.485 | 56.29 | 33.037 | 37.326 | 25.31 | 36.995 | 28.368 | 60.091 | 28.363 | 36.564 | 34.355 | 22.906 | 23.623 | 32.271 | 28.453 | 35.278 | 14.602 | 23.056 | 12.455 | 16.8 | 18.551 | 58.035 | 23.728 | 21.048 | 48.467 | 54.641 | 53.644 | 74.687 | 57.45 | 68.04 | 59.018 | 73.463 | 77.363 | 76.754 | 65.773 | 73.556 | 61.637 | 0 | 0 | 0 | 0 |
| Other Expenses
| -964.31 | -1,342.425 | -1,319.341 | -1,279.235 | -1,136.191 | -1,262.295 | -1,255.973 | -1,106.249 | -1,002.423 | -1,012.272 | -891.049 | -818.139 | -523.699 | -617.545 | -357.518 | -190.562 | -427.67 | -365.893 | -506.607 | -473.112 | -315.142 | -537.455 | -4,015.431 | -555.683 | -529.959 | -235.988 | -463.606 | -678.615 | -348.618 | -357.602 | -687.658 | -491.91 | -446.289 | -239.474 | -470.857 | -534.166 | -543.259 | -402.447 | -644.468 | -763.904 | -577.577 | -760.975 | -481.788 | -487.647 | -368.866 | -614.129 | -302.891 | -269.771 | -242.635 | -304.909 | 0 | 0 | 0 |
| Operating Expenses
| -918.977 | -1,267.317 | -1,275.319 | -1,237.549 | -1,095.103 | -1,193.297 | -1,210.114 | -1,061.973 | -962.872 | -951.46 | -848.565 | -777.479 | -519.214 | -561.255 | -324.481 | -153.236 | -402.36 | -328.898 | -478.239 | -413.021 | -286.779 | -500.891 | -3,981.076 | -532.777 | -506.336 | -203.717 | -435.153 | -643.337 | -334.016 | -334.546 | -675.202 | -475.11 | -427.738 | -181.439 | -447.129 | -513.118 | -494.792 | -347.806 | -590.824 | -689.217 | -520.142 | -692.935 | -422.881 | -414.184 | -291.576 | -537.375 | -237.118 | -196.215 | -180.998 | -304.909 | 0 | 0 | 0 |
| Operating Income
| 2,408.149 | 2,715.317 | 1,322.777 | 2,558.849 | 2,322.288 | 2,491.695 | 2,536.361 | 2,265.996 | 2,113.985 | 2,287.999 | 1,981.603 | 1,735.088 | 1,479.122 | 1,551.493 | 1,241.427 | 1,004.985 | 1,232.826 | 1,192.277 | 1,367.577 | 1,158.658 | 1,103.071 | 1,463.288 | 4,874.295 | 1,259.666 | 1,192.937 | 1,234.673 | 1,021.177 | 1,188.263 | 1,056.958 | 1,160.749 | 1,475.847 | 1,151.137 | 1,205.792 | 1,350.598 | 1,200.691 | 1,305.355 | 1,147.088 | 1,228.407 | 1,238.934 | 1,408.821 | 1,144.06 | 1,343.599 | 1,001.926 | 1,026.306 | 781.73 | 1,042.104 | 664.849 | 672.244 | 564.428 | 1,418.182 | 0 | 0 | 0 |
| Operating Income Ratio
| 1.617 | 1.875 | 0.928 | 1.937 | 0.964 | 1.919 | 1.912 | 1.882 | 0.964 | 1.712 | 1.569 | 0.956 | 0.96 | 0.943 | 0.947 | 1.153 | 0.955 | 0.939 | 0.953 | 0.921 | 0.943 | 1.52 | 5.457 | 1.561 | 0.951 | 1.198 | 0.934 | 1.946 | 0.952 | 0.948 | 1.843 | 0.954 | 0.938 | 1.364 | 0.916 | 1.648 | 1.759 | 1.395 | 0.948 | 0.94 | 0.943 | 2.067 | 0.936 | 1.677 | 1.595 | 2.048 | 1.554 | 1.412 | 1.472 | 1.274 | 0 | 0 | 0 |
| Total Other Income Expenses Net
| 1,253.309 | 5.388 | 5.458 | 0.001 | -1,105.226 | 0 | 0 | 0 | 85.275 | 0.001 | 129.85 | 96.938 | -0.371 | -9.861 | 29.547 | 19.458 | 9.549 | 0.931 | 10.712 | 23.578 | 35.836 | 0.001 | 0 | 80.012 | 43.605 | 0.001 | 43.257 | 65.685 | 40.889 | -24.324 | 0 | -0.002 | 0 | -179.315 | 0 | 0 | 0 | 0 | -17.978 | 6.616 | -14.208 | -0.52 | -14.029 | 0 | 0 | 4.096 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Income Before Tax
| 2,408.149 | 2,715.317 | 1,328.235 | 2,558.85 | 1,217.062 | 2,491.695 | 2,536.361 | 2,265.996 | 2,199.26 | 2,288 | 2,111.453 | 1,832.026 | 1,478.751 | 1,541.632 | 1,270.974 | 1,024.443 | 1,242.375 | 1,193.208 | 1,378.289 | 1,182.236 | 1,138.907 | 1,463.289 | 4,874.295 | 1,339.678 | 1,236.542 | 1,234.674 | 1,064.434 | 1,253.948 | 1,097.847 | 1,136.425 | 1,475.847 | 1,151.135 | 1,205.792 | 1,171.283 | 1,200.691 | 1,305.355 | 1,147.088 | 1,228.407 | 1,220.956 | 1,415.437 | 1,129.852 | 1,343.079 | 987.897 | 1,026.306 | 781.73 | 1,046.2 | 664.849 | 672.244 | 564.428 | 1,418.182 | 0 | 0 | 0 |
| Income Before Tax Ratio
| 1.617 | 1.875 | 0.932 | 1.937 | 0.505 | 1.919 | 1.912 | 1.882 | 1.003 | 1.712 | 1.672 | 1.01 | 0.959 | 0.937 | 0.97 | 1.176 | 0.963 | 0.94 | 0.96 | 0.94 | 0.974 | 1.52 | 5.457 | 1.66 | 0.985 | 1.198 | 0.973 | 2.054 | 0.989 | 0.928 | 1.843 | 0.954 | 0.938 | 1.183 | 0.916 | 1.648 | 1.759 | 1.395 | 0.934 | 0.945 | 0.931 | 2.066 | 0.923 | 1.677 | 1.595 | 2.056 | 1.554 | 1.412 | 1.472 | 1.274 | 0 | 0 | 0 |
| Income Tax Expense
| 443.88 | 430.15 | 448.987 | 415.505 | 412.997 | 393.9 | 412.085 | 373.823 | 366.301 | 481.411 | 394.63 | 328.299 | 299.32 | 315 | 295.153 | 270.741 | 265.313 | 276.589 | 283.655 | 225.439 | 256.186 | 298.309 | 1,472.645 | 261.285 | 222.784 | 517.787 | 190.655 | 191.56 | 211.348 | 228.508 | 283.628 | 194.829 | 212.989 | 189.759 | 212.761 | 218.641 | 189.404 | 214.845 | 191.385 | 200.253 | 180.737 | 202.822 | 165.618 | 180.882 | 133.007 | 142.59 | 117.017 | 121.904 | 92.458 | 178.07 | 0 | 0 | 0 |
| Net Income
| 1,964.269 | 2,285.167 | 2,251.796 | 2,143.345 | 2,023.045 | 2,097.795 | 2,124.276 | 1,892.173 | 1,832.959 | 1,806.589 | 1,716.823 | 1,503.727 | 1,179.431 | 1,226.632 | 975.821 | 753.702 | 977.062 | 916.619 | 1,094.634 | 956.797 | 882.721 | 1,164.98 | 3,401.65 | 1,078.393 | 1,013.758 | 716.887 | 873.779 | 1,062.388 | 886.499 | 907.917 | 1,192.219 | 956.306 | 992.803 | 981.524 | 987.93 | 1,086.714 | 957.684 | 1,013.562 | 1,029.571 | 1,215.184 | 949.115 | 1,140.257 | 822.279 | 845.424 | 648.723 | 903.61 | 547.832 | 550.34 | 471.97 | 1,240.112 | 0 | 0 | 0 |
| Net Income Ratio
| 1.319 | 1.578 | 1.58 | 1.622 | 0.84 | 1.616 | 1.602 | 1.572 | 0.836 | 1.352 | 1.359 | 0.829 | 0.765 | 0.746 | 0.745 | 0.865 | 0.757 | 0.722 | 0.763 | 0.761 | 0.755 | 1.21 | 3.808 | 1.336 | 0.808 | 0.695 | 0.799 | 1.74 | 0.799 | 0.741 | 1.489 | 0.793 | 0.772 | 0.992 | 0.754 | 1.372 | 1.468 | 1.151 | 0.788 | 0.811 | 0.782 | 1.754 | 0.768 | 1.381 | 1.324 | 1.776 | 1.281 | 1.156 | 1.231 | 1.114 | 0 | 0 | 0 |
| EPS
| 1.01 | 1.18 | 1.16 | 1.1 | 1.02 | 1.06 | 1.06 | 0.95 | 0.92 | 0.9 | 0.86 | 0.75 | 0.59 | 0.61 | 0.49 | 0.38 | 0.49 | 0.46 | 0.55 | 0.48 | 0.44 | 0.58 | 1.7 | 0.54 | 0.51 | 0.36 | 0.44 | 0.53 | 0.44 | 0.45 | 0.6 | 0.48 | 0.5 | 0.49 | 0.49 | 0.54 | 0.48 | 0.51 | 0.51 | 0.61 | 0.47 | 0.57 | 0.41 | 0.42 | 0.32 | 0.79 | 0.27 | 0.28 | 0.24 | 0.62 | 0 | 0 | 0 |
| EPS Diluted
| 1.01 | 1.18 | 1.16 | 1.1 | 1.02 | 1.06 | 1.06 | 0.95 | 0.92 | 0.9 | 0.86 | 0.75 | 0.59 | 0.61 | 0.49 | 0.38 | 0.49 | 0.46 | 0.55 | 0.48 | 0.44 | 0.58 | 1.7 | 0.54 | 0.51 | 0.36 | 0.44 | 0.53 | 0.44 | 0.45 | 0.6 | 0.48 | 0.5 | 0.49 | 0.49 | 0.54 | 0.48 | 0.51 | 0.51 | 0.61 | 0.47 | 0.57 | 0.41 | 0.42 | 0.32 | 0.79 | 0.27 | 0.28 | 0.24 | 0.62 | 0 | 0 | 0 |
| EBITDA
| 2,409.743 | 2,715.91 | 1,328.548 | 2,559.715 | 2,322.39 | 2,492.5 | 2,537.022 | 2,266.907 | 2,104.837 | 2,288.484 | 2,111.941 | 1,719.755 | 1,458.331 | 1,483.067 | 1,240.003 | 1,003.019 | 1,232.644 | 1,185.306 | 1,367.72 | 1,155.97 | 1,101.227 | 1,463.66 | 4,874.633 | 1,340.016 | 1,188.688 | 1,234.99 | 1,021.894 | 1,196.579 | 1,046.222 | 1,136.553 | 1,484.264 | 1,151.255 | 1,206.216 | 0 | 1,200.763 | 68.699 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 31.147 | 0 | 1,418.182 | 0 | 0 | 0 |
| EBITDA Ratio
| 1.618 | 1.876 | 0.932 | 1.937 | 0.964 | 1.92 | 1.913 | 1.883 | 0.96 | 1.712 | 1.672 | 0.948 | 0.946 | 0.902 | 0.946 | 1.151 | 0.955 | 0.934 | 0.953 | 0.919 | 0.942 | 1.521 | 5.457 | 1.661 | 0.947 | 1.198 | 0.934 | 1.96 | 0.943 | 0.928 | 1.854 | 0.954 | 0.938 | 0 | 0.916 | 0.087 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.065 | 0 | 1.274 | 0 | 0 | 0 |