Bandhan Bank Limited
NSE:BANDHANBNK.NS
211.35 (INR) • At close September 19, 2024
Overview | Financials
Numbers are in millions (except for per share data and ratios) INR.
| 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | 2017 Q3 | 2017 Q2 | 2017 Q1 | 2016 Q4 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 60,633.583 | 58,834.593 | 30,705.201 | 29,836.181 | 28,757.367 | 31,009.124 | 31,137.356 | 26,694.096 | 28,441.113 | 35,033.304 | 28,369.901 | 24,270.407 | 26,474.353 | 24,562.837 | 26,250.187 | 23,048.57 | 21,982.824 | 21,889.335 | 18,979.908 | 18,893.198 | 17,225.893 | 16,830.102 | 13,580.999 | 13,078.888 | 12,478.591 | 10,667.834 | 8,899.824 | 9,162.087 | 8,654.461 | 8,191.556 |
| Cost of Revenue
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit
| 60,633.583 | 58,834.593 | 30,705.201 | 29,836.181 | 28,757.367 | 31,009.124 | 31,137.356 | 26,694.096 | 28,441.113 | 35,033.304 | 28,369.901 | 24,270.407 | 26,474.353 | 24,562.837 | 26,250.187 | 23,048.57 | 21,982.824 | 21,889.335 | 18,979.908 | 18,893.198 | 17,225.893 | 16,830.102 | 13,580.999 | 13,078.888 | 12,478.591 | 10,667.834 | 8,899.824 | 9,162.087 | 8,654.461 | 8,191.556 |
| Gross Profit Ratio
| 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 0 | 1,453.758 | 0 | 0 | 0 | 1,523.766 | 0 | 0 | 0 | 1,096.52 | 0 | 0 | 0 | 902.432 | 0 | 0 | 0 | 750.907 | 0 | 0 | 0 | 577.27 | 0 | 0 | 0 | 138.881 | 99.08 | 0 | 0 | 150.325 |
| Selling & Marketing Expenses
| 0 | 558.025 | 0 | 0 | 0 | 534.023 | 0 | 0 | 0 | 266.545 | 0 | 0 | 0 | 573.915 | 0 | 0 | 0 | 663.069 | 0 | 0 | 0 | 282.544 | 0 | 0 | 0 | 29.656 | 88.77 | 0 | 0 | 69.607 |
| SG&A
| 10,939.325 | 10,577.801 | 9,728.157 | 9,368.291 | 8,796.853 | 15,617.673 | 6,867.093 | 6,663.1 | 6,346.314 | 12,326.388 | 5,190.315 | 5,456.793 | 4,997.901 | 10,012.994 | 4,347.566 | 4,147.816 | 3,894.029 | 8,651.753 | 3,404.898 | 3,327.118 | 3,183.219 | 6,533.824 | 2,557.548 | 2,341.574 | 2,488.51 | 2,963.338 | 2,426.3 | 1,732.444 | 1,631.786 | 2,332.868 |
| Other Expenses
| -4,977.37 | -7,517.042 | -5,164.902 | -4,633.893 | -4,337.524 | -5,778.422 | -5,048.545 | -4,502.068 | 10,234.765 | 9,828.506 | 8,868.435 | 8,778.14 | 7,763.454 | 8,862.585 | 7,109.344 | 6,773.406 | 6,141.022 | 6,697.295 | 6,341.155 | 5,823.816 | 5,150.275 | 5,052.373 | 4,576.233 | 4,338.955 | 4,273.452 | 3,629.752 | 3,155.155 | 3,212.557 | 3,085.64 | 2,890.655 |
| Operating Expenses
| 4,977.37 | 7,517.042 | 14,152.144 | 14,002.184 | 13,134.377 | 13,052.623 | 11,915.638 | 11,165.168 | 10,234.765 | 10,009.506 | 8,868.435 | 8,778.14 | 7,763.454 | 8,242.085 | 7,109.344 | 6,773.406 | 6,141.022 | 6,697.295 | 6,341.155 | 5,823.816 | 5,150.275 | 5,052.373 | 4,576.233 | 4,338.955 | 4,273.452 | 3,629.752 | 3,155.155 | 3,212.557 | 3,085.64 | 2,890.655 |
| Operating Income
| 14,178.92 | 51,317.551 | 9,712.991 | 9,472.474 | 9,602.116 | 10,608.823 | 3,806.763 | 2,732.247 | 11,782.009 | 25,166.684 | 11,444.365 | -19,885.063 | 17,921.512 | 13,788.296 | 20,814.571 | 25,075.46 | 19,416.806 | 18,595.777 | 21,463.485 | 23,226.162 | 17,923.383 | 15,751.339 | 10,483.811 | 12,780.017 | 12,594.88 | 10,819.13 | 8,983.651 | 9,345.69 | 9,111.108 | 8,822.615 |
| Operating Income Ratio
| 0.234 | 0.872 | 0.316 | 0.317 | 0.334 | 0.342 | 0.122 | 0.102 | 0.414 | 0.718 | 0.403 | -0.819 | 0.677 | 0.561 | 0.793 | 1.088 | 0.883 | 0.85 | 1.131 | 1.229 | 1.04 | 0.936 | 0.772 | 0.977 | 1.009 | 1.014 | 1.009 | 1.02 | 1.053 | 1.077 |
| Total Other Income Expenses Net
| 14,178.92 | 641.542 | 9,712.991 | 9,472.474 | 9,602.116 | 10,608.823 | 3,806.763 | 2,732.247 | 11,782.009 | 25,166.684 | 11,444.365 | -40,286.929 | -12,959.392 | -12,436.517 | -12,361.038 | -12,745.375 | -12,065.608 | -11,662.51 | -11,773.525 | -11,612.267 | -7,101.797 | -5,752.089 | -5,255.514 | -5,281.87 | -5,190.02 | -4,871.905 | -4,464.445 | -4,265.55 | -4,098.704 | -3,886.144 |
| Income Before Tax
| 14,178.92 | 641.542 | 9,712.991 | 9,472.474 | 9,602.116 | 10,608.823 | 3,806.763 | 2,732.247 | 11,782.009 | 25,166.679 | 11,444.365 | -40,286.929 | 4,962.12 | 1,351.779 | 8,453.533 | 12,330.085 | 7,351.198 | 6,933.267 | 9,689.96 | 11,613.895 | 10,821.586 | 9,999.25 | 5,228.297 | 7,498.147 | 7,404.86 | 5,947.225 | 4,519.206 | 5,080.14 | 5,012.404 | 4,936.471 |
| Income Before Tax Ratio
| 0.234 | 0.011 | 0.316 | 0.317 | 0.334 | 0.342 | 0.122 | 0.102 | 0.414 | 0.718 | 0.403 | -1.66 | 0.187 | 0.055 | 0.322 | 0.535 | 0.334 | 0.317 | 0.511 | 0.615 | 0.628 | 0.594 | 0.385 | 0.573 | 0.593 | 0.557 | 0.508 | 0.554 | 0.579 | 0.603 |
| Income Tax Expense
| 3,544.315 | 95.285 | 2,385.815 | 2,260.816 | 2,391.58 | 2,525.92 | 901.068 | 639.509 | 2,916.965 | 6,143.264 | 2,854.664 | -10,200.933 | 1,231.305 | 321.43 | 2,127.617 | 3,129.938 | 1,853.015 | 1,760.393 | 2,379.627 | 1,895.896 | 3,810.179 | 3,490.503 | 1,915.629 | 2,621.63 | 2,587.738 | 2,068.657 | 1,518.755 | 1,769.213 | 1,746.781 | 1,712.354 |
| Net Income
| 10,634.605 | 546.257 | 7,327.176 | 7,211.658 | 7,210.536 | 8,082.903 | 2,905.695 | 2,092.738 | 8,865.044 | 19,023.42 | 8,589.701 | -30,085.996 | 3,730.815 | 1,030.324 | 6,325.916 | 9,200.147 | 5,498.183 | 5,172.854 | 7,310.333 | 9,717.999 | 7,011.407 | 6,508.712 | 3,312.668 | 4,876.517 | 4,817.122 | 3,878.568 | 3,000.451 | 3,310.927 | 3,265.623 | 3,224.117 |
| Net Income Ratio
| 0.175 | 0.009 | 0.239 | 0.242 | 0.251 | 0.261 | 0.093 | 0.078 | 0.312 | 0.543 | 0.303 | -1.24 | 0.141 | 0.042 | 0.241 | 0.399 | 0.25 | 0.236 | 0.385 | 0.514 | 0.407 | 0.387 | 0.244 | 0.373 | 0.386 | 0.364 | 0.337 | 0.361 | 0.377 | 0.394 |
| EPS
| 6.6 | 0.34 | 4.55 | 4.48 | 4.48 | 5.02 | 1.8 | 1.3 | 5.5 | 11.81 | 5.33 | -18.68 | 2.32 | 0.64 | 3.93 | 5.71 | 3.41 | 3.21 | 4.54 | 6.04 | 4.99 | 4.04 | 2.78 | 4.09 | 4.04 | 3.51 | 2.74 | 3.02 | 2.98 | 2.94 |
| EPS Diluted
| 6.6 | 0.34 | 4.55 | 4.47 | 4.48 | 5.02 | 1.8 | 1.3 | 5.5 | 11.8 | 5.33 | -18.68 | 2.32 | 0.64 | 3.92 | 5.71 | 3.41 | 3.21 | 4.52 | 6.01 | 4.97 | 4.04 | 2.77 | 4.08 | 4.03 | 3.51 | 2.74 | 3.02 | 2.98 | 2.94 |
| EBITDA
| 0.043 | -641.542 | 9,712.991 | 9,472.474 | 9,602.116 | 10,608.823 | 3,806.763 | 2,732.247 | 11,782.009 | 25,166.684 | 11,444.365 | -19,885.063 | 17,921.512 | 13,788.296 | 20,814.571 | 25,276.099 | 19,617.445 | 18,796.416 | 21,463.485 | 23,226.162 | 18,118.814 | 15,946.77 | 10,483.811 | 12,780.017 | 12,809.688 | 11,033.938 | 8,983.651 | 9,345.69 | 9,278.238 | 8,989.745 |
| EBITDA Ratio
| 0 | -0.011 | 0.316 | 0.317 | 0.334 | 0.342 | 0.122 | 0.102 | 0.414 | 0.718 | 0.403 | -0.819 | 0.677 | 0.561 | 0.793 | 1.097 | 0.892 | 0.859 | 1.131 | 1.229 | 1.052 | 0.948 | 0.772 | 0.977 | 1.027 | 1.034 | 1.009 | 1.02 | 1.072 | 1.097 |