BayFirst Financial Corp.
NASDAQ:BAFN
15.04 (USD) • At close May 23, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 | 1991 | 1990 | 1989 | 1988 | 1987 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 83.769 | 75.741 | 66.405 | 63.347 | 123.815 | 66.672 | 46.769 | 36.293 | 19.855 | 8.07 | 3.532 | 3.299 | 0.9 | 1 | 1.7 | 0.6 | 1.1 | 0.1 | 0.2 | 0 | 0 | 0 | 0 |
| Cost of Revenue
| 0 | 0 | 7.866 | 0 | 27.178 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit
| 83.769 | 75.741 | 57.839 | 61.999 | 123.815 | 66.672 | 46.769 | 36.293 | 19.855 | 8.07 | 3.532 | 3.299 | 0.9 | 1 | 1.7 | 0.6 | 1.1 | 0.1 | 0.2 | 0 | 0 | 0 | 0 |
| Gross Profit Ratio
| 1 | 1 | 0.871 | 0.979 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 0 | 0 | 0 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 37.694 | 38.876 | 32.046 | 29.809 | 77.106 | 40.653 | 0 | 0 | 0 | 0 | 1.817 | 2.026 | 4.4 | 4.2 | 3.7 | 3.1 | 3.1 | 2.1 | 1.5 | 0 | 0 | 0 | 0 |
| Selling & Marketing Expenses
| 2.05 | 3.336 | 2.66 | 2.698 | 3.553 | 3.053 | 0 | 0 | 0 | 0 | 0 | 0 | 0.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A
| 55.219 | 42.212 | 34.706 | 107.454 | 80.659 | 43.706 | 0 | 0 | 0 | 0 | 1.817 | 2.026 | 4.9 | 4.2 | 3.7 | 3.1 | 3.1 | 2.1 | 1.5 | 0 | 0 | 0 | 0 |
| Other Expenses
| 0 | 14.026 | -32.046 | -224.613 | 10.478 | -104.081 | -44.071 | -25.46 | -12.351 | -4.588 | -4.697 | -5.178 | 5.1 | -14.6 | -10.7 | -9.4 | -9.4 | -6.2 | -4.5 | 1.1 | 2.2 | 2.5 | 1.6 |
| Operating Expenses
| 55.219 | 60.282 | 2.66 | -117.159 | 91.137 | -60.375 | -44.071 | -25.46 | -12.351 | -4.588 | -2.88 | -3.152 | 10 | -10.4 | -7 | -6.3 | -6.3 | -4.1 | -3 | 1.1 | 2.2 | 2.5 | 1.6 |
| Operating Income
| 28.55 | 19.503 | 14.638 | 17.083 | 15.778 | 6.297 | 2.698 | 10.833 | 7.504 | 3.482 | 0.652 | 0.147 | 10.9 | -9.4 | -5.3 | -5.7 | -5.2 | -4 | -2.8 | 1.1 | 2.2 | 2.5 | 1.6 |
| Operating Income Ratio
| 0.341 | 0.257 | 0.22 | 0.27 | 0.127 | 0.094 | 0.058 | 0.298 | 0.378 | 0.431 | 0.185 | 0.045 | 12.111 | -9.4 | -3.118 | -9.5 | -4.727 | -40 | -14 | 0 | 0 | 0 | 0 |
| Total Other Income Expenses Net
| -11.563 | -11.469 | -7.6 | -5.363 | 0 | -6.56 | -1.67 | -52.984 | -25.412 | 0 | 0.042 | 0 | 16.2 | 14.7 | 12.7 | 12.4 | 11.7 | 7.9 | 5.3 | 0 | 0 | 0 | 0 |
| Income Before Tax
| 16.987 | 8.034 | 7.038 | 11.72 | 15.778 | 6.297 | -1.67 | 8.769 | 6.794 | 3.16 | 0.438 | -0.13 | 7.1 | 5.3 | 7.4 | 6.7 | 6.5 | 3.9 | 2.5 | 1.1 | 2.2 | 2.5 | 1.6 |
| Income Before Tax Ratio
| 0.203 | 0.106 | 0.106 | 0.185 | 0.127 | 0.094 | -0.036 | 0.242 | 0.342 | 0.392 | 0.124 | -0.039 | 7.889 | 5.3 | 4.353 | 11.167 | 5.909 | 39 | 12.5 | 0 | 0 | 0 | 0 |
| Income Tax Expense
| 4.315 | 2.119 | 1.56 | 2.691 | 3.075 | 1.813 | -0.465 | 3.296 | 2.56 | 0.875 | -0.182 | 0.277 | 2.4 | 1 | 2.7 | 2.5 | 2.4 | 1.6 | 1 | 0.5 | 1 | 0.8 | 0.6 |
| Net Income
| 12.603 | 5.702 | -0.349 | 24.618 | 12.703 | 4.484 | -1.205 | 5.473 | 4.234 | 2.285 | 0.621 | -0.13 | 4.7 | 4.3 | 4.7 | 4.2 | 4.6 | 2.3 | 1.5 | 0.6 | 1.2 | 1.7 | 1 |
| Net Income Ratio
| 0.15 | 0.075 | -0.005 | 0.389 | 0.103 | 0.067 | -0.026 | 0.151 | 0.213 | 0.283 | 0.176 | -0.039 | 5.222 | 4.3 | 2.765 | 7 | 4.182 | 23 | 7.5 | 0 | 0 | 0 | 0 |
| EPS
| 2.68 | 1.16 | -0.29 | 6.21 | 3.45 | 1.27 | -0.42 | 2.48 | 1.21 | 0.79 | 0.078 | -0.016 | 0.58 | 0.53 | 0.58 | 0.52 | 0.59 | 0.31 | 0.21 | 0.087 | 0.16 | 0.24 | 0.13 |
| EPS Diluted
| 2.62 | 1.03 | -0.29 | 5.74 | 3.01 | 1.27 | -0.42 | 2.48 | 1.21 | 0.79 | 0.074 | -0.016 | 0.57 | 0.52 | 0.58 | 0.52 | 0.57 | 0.31 | 0.21 | 0.087 | 0.16 | 0.24 | 0.13 |
| EBITDA
| 25.709 | 8.034 | 7.038 | 16.045 | 21.071 | 11.365 | -0.824 | 10.833 | 7.504 | 3.482 | 0.559 | 0 | 10.9 | 0 | 10.8 | 9.6 | 12.7 | 9.6 | 7.4 | 1.1 | 2.2 | 2.5 | 1.6 |
| EBITDA Ratio
| 0.307 | 0.106 | 0.106 | 0.253 | 0.17 | 0.17 | -0.018 | 0.298 | 0.378 | 0.431 | 0.158 | 0 | 12.111 | 0 | 6.353 | 16 | 11.545 | 96 | 37 | 0 | 0 | 0 | 0 |