PT Bank Jago Tbk
IDX:ARTO.JK
3030 (IDR) • At close September 20, 2024
Overview | Financials
Numbers are in millions (except for per share data and ratios) IDR.
| 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | 2017 Q3 | 2017 Q2 | 2017 Q1 | 2016 Q4 | 2016 Q3 | 2016 Q2 | 2016 Q1 | 2015 Q4 | 2015 Q3 | 2015 Q2 | 2015 Q1 | 2014 Q4 | 2014 Q3 | 2014 Q2 | 2014 Q1 | 2013 Q4 | 2013 Q3 | 2013 Q2 | 2013 Q1 | 2012 Q4 | 2012 Q3 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 540,025 | 500,582 | 497,662 | 375,820 | 416,462 | 425,822 | 395,873 | 377,529 | 333,333 | 324,101 | 271,296 | 184,443 | 107,945 | 34,024 | 23,001 | 16,544.381 | 16,707.18 | 10,246.44 | 2,775.075 | 2,348.827 | 6,541.018 | 4,678.604 | 6,166.033 | 8,896.822 | 8,724.84 | 7,563.382 | 7,114.998 | 8,698.561 | 8,873.663 | 17,156.82 | 13,912.644 | 6,222.846 | 11,008.274 | 8,221.026 | 8,613.993 | 9,708.466 | 10,430.094 | 9,852.863 | 16,813.843 | 2,089 | 7,929 | 8,321 | 9,327.842 | 7,079 | 6,999 | 6,791 | 6,261.447 | 5,981 |
| Cost of Revenue
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit
| 540,025 | 500,582 | 497,662 | 375,820 | 416,462 | 425,822 | 395,873 | 377,529 | 333,333 | 324,101 | 271,296 | 184,443 | 107,945 | 34,024 | 23,001 | 16,544.381 | 16,707.18 | 10,246.44 | 2,775.075 | 2,348.827 | 6,541.018 | 4,678.604 | 6,166.033 | 8,896.822 | 8,724.84 | 7,563.382 | 7,114.998 | 8,698.561 | 8,873.663 | 17,156.82 | 13,912.644 | 6,222.846 | 11,008.274 | 8,221.026 | 8,613.993 | 9,708.466 | 10,430.094 | 9,852.863 | 16,813.843 | 2,089 | 7,929 | 8,321 | 9,327.842 | 7,079 | 6,999 | 6,791 | 6,261.447 | 5,981 |
| Gross Profit Ratio
| 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 112,093 | 103,402 | 129,775 | 108,809 | 118,099 | 97,251 | 96,368 | 101,436 | 91,718 | 105,398 | 76,087 | 49,250 | 28,505 | 26,101 | 25,686 | 11,393.743 | 10,036.511 | 2,619.746 | 2,366.732 | 2,501.224 | 1,843.332 | 2,102.46 | 3,411.779 | 2,289.096 | 2,256.264 | 2,151.894 | 3,451.039 | 1,712.533 | 1,629.21 | 1,574.26 | 3,323.303 | 1,782.557 | 1,828.553 | 1,659.512 | 3,137.728 | 1,409.284 | 1,934.127 | 3,237.776 | 8,323.806 | 5,824 | 4,819 | 5,557 | 7,386.192 | 4,457 | 4,420 | 4,109 | 6,126.186 | 4,028 |
| Selling & Marketing Expenses
| 29,024 | 31,672 | 37,675 | 37,747 | 40,581 | 50,201 | 47,975 | 58,517 | 27,142 | 40,403 | 44,255 | 30,857 | 20,686 | 5,708 | 11,637 | 123 | 76 | 13 | 51.312 | 97.478 | 0 | 0 | 61.842 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 6,244.514 | 6,491.521 | 6,242.997 | 5,175.651 | 139 | 37 | 51 | 51 | 375 | 142 | 138 | 95 | 94 | 42 |
| SG&A
| 141,117 | 135,074 | 167,450 | 146,556 | 158,680 | 147,452 | 144,343 | 159,953 | 118,860 | 145,801 | 120,342 | 80,107 | 49,191 | 31,809 | 37,323 | 11,516.743 | 10,036.511 | 2,619.746 | 2,418.044 | 2,598.701 | 1,843.332 | 2,102.46 | 3,473.62 | 2,289.096 | 2,256.264 | 2,151.894 | 3,451.039 | 1,712.533 | 1,629.21 | 1,574.26 | 3,323.303 | 1,782.557 | 1,828.553 | 1,659.512 | 9,382.242 | 7,900.805 | 8,177.124 | 8,413.427 | 15,593.999 | 5,861 | 4,870 | 5,608 | 12,806.12 | 4,599 | 4,558 | 4,204 | 11,627.721 | 4,070 |
| Other Expenses
| -204,283 | -191,295 | -219,895 | -31 | -207 | 130,581 | 159,319 | 107,886 | 94,566 | 94,903 | -385 | 1,260 | -3,151 | 217 | -156 | -2,119.815 | 11.65 | -1.835 | -27,248.649 | -1.7 | 10,096.372 | 8,098.201 | -1.4 | 9,316.446 | 9,505.806 | -0.4 | -124.098 | -0 | 0 | 6.448 | 0.003 | 38,888.268 | 9,527.82 | 9,180.179 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Operating Expenses
| 204,283 | 191,295 | 219,895 | 272,220 | 258,625 | 278,033 | 303,662 | 267,839 | 213,426 | 240,704 | 196,471 | 151,313 | 105,291 | 77,943 | 95,978 | 63,343.875 | 42,745.594 | 35,301.531 | 12,088.404 | 8,311.536 | 11,939.704 | 10,200.662 | 9,538.251 | 11,605.542 | 11,762.069 | 11,269.967 | 9,989.164 | 10,843.128 | 11,093.442 | 11,066.306 | -20,339.802 | 40,670.825 | 11,356.373 | 10,839.691 | 8,917.297 | 10,172.88 | 9,676.583 | 9,760.71 | 9,301.191 | 8,581 | 7,522 | 7,672 | 6,714.097 | 7,038 | 6,939 | 6,327 | 5,415.783 | 6,068 |
| Operating Income
| 37,307 | 27,856 | 23,645 | 17,984 | 29,560 | 79,580 | 10,881 | 49,539 | 45,344 | 53,508 | 66,268 | 30,838 | 4,258 | -29,754 | -76,999 | -50,875.468 | -19,755.898 | -16,509.634 | -85,875.487 | 2,868.892 | 2,037.691 | 3,282.547 | 1,258.033 | 6,520.269 | 6,797.323 | 7,026.771 | 9,104.538 | 8,709.853 | 6,377.486 | 11,213.804 | 9,612.822 | -13,880.196 | 8,665.784 | 1,619.621 | -531.532 | -423.614 | 778.044 | 94.407 | 8,089.272 | -6,480 | 327 | 249 | 2,577.122 | 43 | 74 | 476 | 188.869 | -43 |
| Operating Income Ratio
| 0.069 | 0.056 | 0.048 | 0.048 | 0.071 | 0.187 | 0.027 | 0.131 | 0.136 | 0.165 | 0.244 | 0.167 | 0.039 | -0.875 | -3.348 | -3.075 | -1.182 | -1.611 | -30.945 | 1.221 | 0.312 | 0.702 | 0.204 | 0.733 | 0.779 | 0.929 | 1.28 | 1.001 | 0.719 | 0.654 | 0.691 | -2.231 | 0.787 | 0.197 | -0.062 | -0.044 | 0.075 | 0.01 | 0.481 | -3.102 | 0.041 | 0.03 | 0.276 | 0.006 | 0.011 | 0.07 | 0.03 | -0.007 |
| Total Other Income Expenses Net
| 36,238 | 27,831 | 23,566 | 17,984 | 29,560 | -57,127 | -42,802 | -34,480 | -32,452 | -29,110 | -24,529 | -16,667 | -12,903 | -8,377 | -6,855 | -3,924.132 | -5,781.37 | -8,866.498 | -10,903.109 | -10,724.215 | -10,171.37 | -9,309.808 | -9,429.208 | -9,956.993 | -9,789.561 | -10,778.747 | -12,688.123 | -12,550.184 | -11,571.562 | -11,027.915 | -10,075.025 | -10,626.383 | -11,058.204 | -12,138.182 | 228.228 | -40.8 | -24.533 | -2.254 | -576.621 | -12 | 80 | 400 | 36.623 | -2 | -14 | -12 | 656.795 | -87 |
| Income Before Tax
| 36,238 | 27,831 | 23,566 | 17,984 | 29,560 | 22,453 | -31,921 | 15,059 | 12,892 | 24,398 | 41,739 | 14,171 | -8,645 | -38,131 | -83,854 | -54,799.6 | -25,537.268 | -25,376.132 | -96,778.595 | -7,855.323 | -8,133.678 | -6,027.26 | -8,171.174 | -3,436.725 | -2,992.238 | -3,751.976 | -3,583.585 | -3,840.331 | -5,194.076 | 185.889 | -462.203 | -24,506.579 | -2,392.42 | -10,518.561 | -303.304 | -464.414 | 753.511 | 92.153 | 7,512.651 | -6,492 | 407 | 649 | 2,613.745 | 41 | 60 | 464 | 845.664 | -87 |
| Income Before Tax Ratio
| 0.067 | 0.056 | 0.047 | 0.048 | 0.071 | 0.053 | -0.081 | 0.04 | 0.039 | 0.075 | 0.154 | 0.077 | -0.08 | -1.121 | -3.646 | -3.312 | -1.529 | -2.477 | -34.874 | -3.344 | -1.243 | -1.288 | -1.325 | -0.386 | -0.343 | -0.496 | -0.504 | -0.441 | -0.585 | 0.011 | -0.033 | -3.938 | -0.217 | -1.279 | -0.035 | -0.048 | 0.072 | 0.009 | 0.447 | -3.108 | 0.051 | 0.078 | 0.28 | 0.006 | 0.009 | 0.068 | 0.135 | -0.015 |
| Income Tax Expense
| 7,979 | 6,124 | 1,498 | 8,206 | 6,548 | 4,949 | -7,261 | 3,404 | 2,909 | 5,463 | -76,890 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 6,102.083 | -2,931.124 | 0 | 0 | 4,936.316 | 0 | 0 | 0 | -3,694.743 | 0 | -46.474 | 46.474 | -4,549.198 | 0 | 0 | 0 | 292.33 | 198.519 | 270.793 | 23.038 | 945.062 | 264 | 102 | 162 | 719.683 | 10 | 15 | 116 | 468.899 | 22 |
| Net Income
| 28,259 | 21,707 | 22,068 | 9,778 | 23,012 | 17,504 | -24,660 | 11,655 | 9,983 | 18,935 | 118,629 | 14,171 | -8,645 | -38,131 | -83,854 | -54,799.6 | -25,537.268 | -25,376.132 | -102,880.678 | -4,924.199 | -8,133.678 | -6,027.26 | -13,107.49 | -3,436.725 | -2,992.238 | -3,751.976 | 111.158 | -3,840.331 | -5,147.603 | 139.416 | 4,086.995 | -24,506.579 | -2,392.42 | -10,518.561 | -595.634 | -265.895 | 482.718 | 69.115 | 6,567.59 | -6,228 | 305 | 487 | 1,894.062 | 31 | 45 | 348 | 376.765 | -65 |
| Net Income Ratio
| 0.052 | 0.043 | 0.044 | 0.026 | 0.055 | 0.041 | -0.062 | 0.031 | 0.03 | 0.058 | 0.437 | 0.077 | -0.08 | -1.121 | -3.646 | -3.312 | -1.529 | -2.477 | -37.073 | -2.096 | -1.243 | -1.288 | -2.126 | -0.386 | -0.343 | -0.496 | 0.016 | -0.441 | -0.58 | 0.008 | 0.294 | -3.938 | -0.217 | -1.279 | -0.069 | -0.027 | 0.046 | 0.007 | 0.391 | -2.981 | 0.038 | 0.059 | 0.203 | 0.004 | 0.006 | 0.051 | 0.06 | -0.011 |
| EPS
| 2.04 | 1.57 | 1.59 | 0.71 | 1.66 | 1.26 | -1.78 | 0.84 | 0.72 | 1.37 | 10.93 | 1.31 | -0.8 | -3.51 | -7.72 | -5.05 | -2.64 | -2.63 | -10.64 | -0.51 | -0.84 | -0.62 | -1.36 | -0.36 | -0.31 | -0.39 | 0.012 | -0.4 | -0.53 | 0.015 | 0.42 | -2.54 | -0.25 | -1.09 | -0.17 | -2.75 | 0.5 | 0.072 | 6.81 | -6.454 | 0.316 | 0.505 | 1.96 | 0.032 | 0.047 | 0.361 | 0.39 | -0.067 |
| EPS Diluted
| 2 | 1.57 | 1.59 | 0.71 | 1.66 | 1.26 | -1.78 | 0.84 | 0.72 | 1.37 | 10.93 | 1.31 | -0.8 | -3.51 | -7.72 | -5.05 | -2.64 | -2.63 | -10.64 | -0.51 | -0.84 | -0.62 | -1.36 | -0.36 | -0.31 | -0.39 | 0.012 | -0.4 | -0.53 | 0.015 | 0.42 | -2.54 | -0.25 | -1.09 | -0.17 | -2.75 | 0.5 | 0.072 | 6.81 | -6.454 | 0.316 | 0.505 | 1.96 | 0.032 | 0.047 | 0.361 | 0.39 | -0.067 |
| EBITDA
| -1,069 | -25 | 50,340 | 63,798 | 70,592 | 118,687 | 39,254 | 77,701 | 67,003 | 74,953 | 82,794 | 46,540 | 16,256 | -24,974 | -73,048 | -47,229.784 | -19,423.395 | -16,090.821 | -85,755.023 | 3,466.212 | 2,498.569 | 3,765.22 | 1,844.848 | 7,086.215 | 7,346.864 | 7,605.82 | 9,834.224 | 9,367.062 | 7,046.176 | 11,882.839 | 10,326.413 | -13,180.788 | 9,391.188 | 2,330.217 | 228.228 | 356.239 | -24.533 | -2.254 | -576.621 | 516 | 80 | 400 | 36.623 | -2 | -14 | -12 | 656.795 | -43 |
| EBITDA Ratio
| -0.002 | -0 | 0.101 | 0.17 | 0.17 | 0.279 | 0.099 | 0.206 | 0.201 | 0.231 | 0.305 | 0.252 | 0.151 | -0.734 | -3.176 | -2.855 | -1.163 | -1.57 | -30.902 | 1.476 | 0.382 | 0.805 | 0.299 | 0.796 | 0.842 | 1.006 | 1.382 | 1.077 | 0.794 | 0.693 | 0.742 | -2.118 | 0.853 | 0.283 | 0.026 | 0.037 | -0.002 | -0 | -0.034 | 0.247 | 0.01 | 0.048 | 0.004 | -0 | -0.002 | -0.002 | 0.105 | -0.007 |