Affirm Holdings, Inc.
NASDAQ:AFRM
46.48 (USD) • At close November 8, 2024
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 184.339 | 659.185 | 576.157 | 591.11 | 496.547 | 445.825 | 380.978 | 399.558 | 361.624 | 364.134 | 354.762 | 361.011 | 269.385 | 261.78 | 230.665 | 204.041 | 173.978 | 153.332 | 138.273 | 129.976 | 87.947 |
| Cost of Revenue
| 0 | 89.166 | 88.209 | 210.036 | 208.636 | 223.565 | 227.021 | 223.255 | 199.32 | 182.743 | 153.662 | 136.838 | 103.214 | 93.157 | 120.063 | 58.436 | 47.266 | 46.55 | 47.332 | 43.264 | 35.063 |
| Gross Profit
| 184.339 | 570.019 | 487.948 | 381.074 | 287.911 | 222.26 | 153.957 | 176.303 | 162.304 | 181.391 | 201.1 | 224.173 | 166.171 | 168.623 | 110.602 | 145.605 | 126.712 | 106.782 | 90.941 | 86.712 | 52.884 |
| Gross Profit Ratio
| 1 | 0.865 | 0.847 | 0.645 | 0.58 | 0.499 | 0.404 | 0.441 | 0.449 | 0.498 | 0.567 | 0.621 | 0.617 | 0.644 | 0.479 | 0.714 | 0.728 | 0.696 | 0.658 | 0.667 | 0.601 |
| Reseach & Development Expenses
| 0 | 124.231 | 124.828 | 119.833 | 132.965 | 152.318 | 161.792 | 156.747 | 144.961 | 135.35 | 110.291 | 94.989 | 78.013 | 81.952 | 93.707 | 2.2 | 2.6 | 118.378 | 1.6 | 31.612 | 25.368 |
| General & Administrative Expenses
| 138.482 | 123.459 | 128.721 | 132.777 | 140.334 | 127.521 | 168.019 | 158.639 | 160.972 | 157.531 | 142.466 | 141.292 | 136.204 | 137.647 | 146.853 | 40.916 | 32.266 | 31.439 | 31.399 | 30.688 | 27.704 |
| Selling & Marketing Expenses
| 145.233 | 135.324 | 132.95 | 161.265 | 146.866 | 145.131 | 140.942 | 188.334 | 163.873 | 168.693 | 156.214 | 143.476 | 63.96 | 63.544 | 57.549 | 39.112 | 22.582 | 5.066 | 7.108 | 7.651 | 5.219 |
| SG&A
| 283.715 | 376.392 | 384.114 | 294.042 | 287.2 | 272.652 | 308.961 | 346.973 | 324.845 | 326.224 | 298.68 | 284.768 | 200.164 | 201.191 | 204.402 | 80.028 | 54.848 | 36.505 | 38.507 | 38.339 | 32.923 |
| Other Expenses
| 547.387 | 29.321 | 27.743 | 4.549 | 38.707 | 36.55 | 103.843 | 145.111 | 99.86 | 112.976 | 113.147 | 36.741 | -140.373 | -5.985 | -77.773 | 0.24 | 29.445 | -4.413 | -4.022 | 1.73 | 2.273 |
| Operating Expenses
| 831.102 | 500.623 | 508.942 | 468.552 | 421.762 | 402.144 | 412.804 | 492.084 | 424.705 | 439.2 | 411.827 | 402.673 | 315.489 | 277.69 | 265.393 | 165.264 | 160.983 | 59.645 | 164.242 | 111.178 | 77.728 |
| Operating Income
| -646.763 | 69.396 | -20.994 | -172.151 | -209.447 | -243.828 | -258.847 | -315.781 | -262.401 | -257.809 | -210.727 | -196.2 | -166.071 | -124.69 | -169.456 | -31.719 | -44.623 | 39.32 | -81.505 | -32.633 | -32.972 |
| Operating Income Ratio
| -3.509 | 0.105 | -0.036 | -0.291 | -0.422 | -0.547 | -0.679 | -0.79 | -0.726 | -0.708 | -0.594 | -0.543 | -0.616 | -0.476 | -0.735 | -0.155 | -0.256 | 0.256 | -0.589 | -0.251 | -0.375 |
| Total Other Income Expenses Net
| 0 | -113.535 | -112.052 | 4.493 | 37.042 | 35.614 | 52.334 | -8.224 | 10.952 | 53.293 | 156.315 | 36.741 | -140.373 | -5.985 | -77.773 | 0.24 | 29.445 | -4.413 | -4.022 | 1.73 | 2.273 |
| Income Before Tax
| -98.32 | -44.139 | -133.046 | -167.602 | -170.74 | -207.278 | -206.513 | -324.005 | -251.449 | -204.516 | -54.412 | -159.459 | -306.444 | -130.675 | -247.229 | -31.479 | -15.178 | 34.907 | -85.527 | -30.903 | -30.699 |
| Income Before Tax Ratio
| -0.533 | -0.067 | -0.231 | -0.284 | -0.344 | -0.465 | -0.542 | -0.811 | -0.695 | -0.562 | -0.153 | -0.442 | -1.138 | -0.499 | -1.072 | -0.154 | -0.087 | 0.228 | -0.619 | -0.238 | -0.349 |
| Income Tax Expense
| 1.902 | 0.997 | 0.89 | -0.7 | 1.043 | -1.316 | -0.836 | -1.568 | -0.18 | -18.12 | 0.259 | 0.276 | 0.171 | -2.448 | -0.07 | 0.078 | 0.097 | 0.094 | 0.093 | 0.093 | 0.096 |
| Net Income
| -100.222 | -45.136 | -133.936 | -166.902 | -171.783 | -205.962 | -205.677 | -322.437 | -251.269 | -186.396 | -54.671 | -159.735 | -306.615 | -128.227 | -247.159 | -31.557 | -15.275 | 35.691 | -85.62 | -30.996 | -30.795 |
| Net Income Ratio
| -0.544 | -0.068 | -0.232 | -0.282 | -0.346 | -0.462 | -0.54 | -0.807 | -0.695 | -0.512 | -0.154 | -0.442 | -1.138 | -0.49 | -1.072 | -0.155 | -0.088 | 0.233 | -0.619 | -0.238 | -0.35 |
| EPS
| -0.31 | -0.14 | -0.43 | -0.54 | -0.57 | -0.69 | -0.69 | -1.1 | -0.86 | -0.65 | -0.19 | -0.57 | -1.13 | -0.48 | -1.06 | -0.13 | -0.063 | 0.17 | -0.41 | -0.15 | -0.15 |
| EPS Diluted
| -0.31 | -0.14 | -0.43 | -0.54 | -0.57 | -0.69 | -0.69 | -1.1 | -0.86 | -0.65 | -0.19 | -0.57 | -1.13 | -0.48 | -1.06 | -0.13 | -0.063 | 0.17 | -0.41 | -0.15 | -0.15 |
| EBITDA
| 0 | 134.785 | 16.118 | -56.417 | -55.013 | -100.055 | -211.378 | -292.777 | -241.519 | -240.694 | -197.625 | -129.795 | -279.15 | -107.165 | -227.543 | -16.068 | -30.551 | 49.16 | -70.424 | -22.034 | -22.732 |
| EBITDA Ratio
| 0 | 0.204 | 0.028 | -0.095 | -0.111 | -0.224 | -0.555 | -0.733 | -0.668 | -0.661 | -0.557 | -0.36 | -1.036 | -0.409 | -0.986 | -0.079 | -0.176 | 0.321 | -0.509 | -0.17 | -0.258 |