The Hanover Insurance Group, Inc.
NYSE:THG
166.24 (USD) • At close May 8, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 6,216.8 | 5,993.5 | 5,468.6 | 5,227.8 | 4,808.1 | 4,890.7 | 4,494.3 | 4,267.9 | 4,053.9 | 5,034 | 5,067.6 | 4,793.7 | 4,590.7 | 3,931.6 | 3,152.2 | 2,834.1 | 2,680.4 | 2,674.1 | 2,644.1 | 2,624.3 | 3,111 | 2,830.5 | 2,903.5 | 2,891.9 | 3,182.7 | 3,238.7 | 3,134 | 3,006.4 | 3,285.1 | 3,254.8 |
| Cost of Revenue
| 0 | -18 | 0 | 0 | -19.2 | 0 | 0 | -297.4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -112.7 | 0 | 0 | 0 | -433.1 | -413.1 | -419.9 | 94.8 | 93.5 | -298.5 | -389.2 | 10.4 | 15.9 |
| Gross Profit
| 6,216.8 | 6,011.5 | 5,468.6 | 5,227.8 | 4,827.3 | 4,890.7 | 4,494.3 | 4,565.3 | 4,053.9 | 5,034 | 5,067.6 | 4,793.7 | 4,590.7 | 3,931.6 | 3,152.2 | 2,834.1 | 2,680.4 | 2,786.8 | 2,644.1 | 2,624.3 | 3,111 | 3,263.6 | 3,316.6 | 3,311.8 | 3,087.9 | 3,145.2 | 3,432.5 | 3,395.6 | 3,274.7 | 3,238.9 |
| Gross Profit Ratio
| 1 | 1.003 | 1 | 1 | 1.004 | 1 | 1 | 1.07 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1.042 | 1 | 1 | 1 | 1.153 | 1.142 | 1.145 | 0.97 | 0.971 | 1.095 | 1.129 | 0.997 | 0.995 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling & Marketing Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A
| 0 | -41.1 | 0 | 0 | 0 | 0 | 0 | 387.3 | 0 | 0 | -561.2 | 0 | -61.9 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Expenses
| 5,679 | 5,963.5 | 5,288.9 | 4,638.3 | 4,363.3 | 4,348.9 | 4,211.8 | 3,975 | 3,987.9 | 4,594.6 | 4,689.6 | 4,464.6 | 4,562 | 3,910 | 2,941.1 | 2,563.2 | 2,516 | 2,332.6 | 2,364.7 | 2,553 | 2,924.3 | 2,770.3 | 2,773.5 | 2,433.9 | 2,964.1 | 2,292.1 | 2,833.9 | 408.5 | 457.5 | 470.9 |
| Operating Expenses
| 5,679 | 5,922.4 | 5,288.9 | 4,638.3 | 4,363.3 | 4,348.9 | 4,211.8 | 4,362.3 | 3,987.9 | 4,594.6 | 4,128.4 | 4,464.6 | 4,500.1 | 3,910 | 2,941.1 | 2,563.2 | 2,516 | 2,332.6 | 2,364.7 | 2,553 | 2,924.3 | 2,770.3 | 2,773.5 | 2,433.9 | 2,964.1 | 2,292.1 | 2,833.9 | 408.5 | 457.5 | 470.9 |
| Operating Income
| 537.8 | 48 | 177.3 | 521.3 | 444.8 | 522.1 | 282.5 | 333.2 | 246.2 | 500.2 | 442.9 | 399.7 | 90.6 | 76.6 | 212.7 | 270.9 | 164.4 | 402.9 | 279.4 | 125.6 | 243.4 | 60.2 | 130 | 458 | 218.6 | 946.6 | 300.1 | 2,597.9 | 2,827.6 | 2,783.9 |
| Operating Income Ratio
| 0.087 | 0.008 | 0.032 | 0.1 | 0.093 | 0.107 | 0.063 | 0.078 | 0.061 | 0.099 | 0.087 | 0.083 | 0.02 | 0.019 | 0.067 | 0.096 | 0.061 | 0.151 | 0.106 | 0.048 | 0.078 | 0.021 | 0.045 | 0.158 | 0.069 | 0.292 | 0.096 | 0.864 | 0.861 | 0.855 |
| Total Other Income Expenses Net
| 0 | -6.9 | -33.3 | 0 | 0 | 0 | 0 | -40.3 | -180.2 | -60.8 | -64.9 | -70.6 | -61.9 | -55 | -1.6 | 0 | 0 | -61.4 | 0 | -54.3 | -56.7 | 0 | 0 | -458 | 0 | -478.6 | -20.5 | -2,232.4 | -2,495.9 | -2,555.2 |
| Income Before Tax
| 537.8 | 41.1 | 144 | 521.3 | 444.8 | 522.1 | 282.5 | 292.9 | 66 | 439.4 | 378 | 329.1 | 28.7 | 21.6 | 211.1 | 270.9 | 164.4 | 341.5 | 279.4 | 71.3 | 186.7 | 60.2 | 130 | 44.7 | 218.6 | 468 | 279.6 | 365.5 | 331.7 | 228.7 |
| Income Before Tax Ratio
| 0.087 | 0.007 | 0.026 | 0.1 | 0.093 | 0.107 | 0.063 | 0.069 | 0.016 | 0.087 | 0.075 | 0.069 | 0.006 | 0.005 | 0.067 | 0.096 | 0.061 | 0.128 | 0.106 | 0.027 | 0.06 | 0.021 | 0.045 | 0.015 | 0.069 | 0.145 | 0.089 | 0.122 | 0.101 | 0.07 |
| Income Tax Expense
| 112.5 | 7.6 | 27.2 | 101.3 | 82.8 | 93.1 | 43.5 | 76.8 | -1 | 108.6 | 95.7 | 83.4 | -17.4 | -9.9 | 57.9 | 83.1 | 79.9 | 113.2 | 87.7 | -5.2 | 4.2 | -3.9 | -234.8 | 88.2 | 2.7 | 106.9 | 56.1 | 84.7 | 75.2 | 82.7 |
| Net Income
| 426 | 35.3 | 116 | 422.8 | 358.7 | 425.1 | 391 | 186.2 | 155.1 | 331.5 | 282 | 251 | 55.9 | 36.7 | 154.8 | 197.2 | 20.6 | 253.1 | 170.3 | -325.2 | 125.3 | 86.9 | -306.1 | -3.1 | 199.9 | 295.8 | 201.2 | 209.2 | 181.9 | 133.9 |
| Net Income Ratio
| 0.069 | 0.006 | 0.021 | 0.081 | 0.075 | 0.087 | 0.087 | 0.044 | 0.038 | 0.066 | 0.056 | 0.052 | 0.012 | 0.009 | 0.049 | 0.07 | 0.008 | 0.095 | 0.064 | -0.124 | 0.04 | 0.031 | -0.105 | -0.001 | 0.063 | 0.091 | 0.064 | 0.07 | 0.055 | 0.041 |
| EPS
| 11.85 | 0.99 | 3.21 | 11.66 | 9.51 | 10.63 | 9.24 | 4.38 | 3.63 | 7.71 | 6.42 | 5.74 | 1.26 | 0.83 | 3.39 | 3.9 | 0.4 | 4.9 | 3.31 | -6.08 | 2.36 | 1.64 | -5.79 | -0.059 | 3.79 | 5.46 | 3.43 | 3.83 | 3.63 | 2.61 |
| EPS Diluted
| 11.7 | 0.98 | 3.21 | 11.5 | 9.41 | 10.47 | 9.09 | 4.33 | 3.59 | 7.4 | 6.28 | 5.59 | 1.23 | 0.81 | 3.39 | 3.86 | 0.4 | 4.83 | 3.27 | -6.02 | 2.34 | 1.64 | -5.79 | -0.059 | 3.7 | 5.33 | 3.43 | 3.82 | 3.63 | 2.61 |
| EBITDA
| 425.3 | 75.2 | 178.1 | 555.3 | 481.9 | 559.6 | 327.6 | 338.1 | 148.1 | 500 | 443.2 | 394.4 | 126.2 | 103.3 | 272.1 | 318.2 | 0 | 408 | 341.4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EBITDA Ratio
| 0.068 | 0.013 | 0.033 | 0.106 | 0.1 | 0.114 | 0.073 | 0.079 | 0.037 | 0.099 | 0.087 | 0.082 | 0.027 | 0.026 | 0.086 | 0.112 | 0 | 0.153 | 0.129 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |