The Hanover Insurance Group, Inc.
NYSE:THG
165 (USD) • At close March 11, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 6,237.4 | 5,993.5 | 5,468.6 | 5,227.8 | 4,827.3 | 4,890.7 | 4,494.3 | 5,184.4 | 4,945.8 | 5,034 | 5,067.6 | 4,793.7 | 4,590.7 | 3,931.6 | 3,152.2 | 2,834.1 | 2,680.4 | 2,786.8 | 2,644.1 | 2,624.3 | 3,111 | 3,263.6 | 3,316.6 | 3,311.8 | 3,087.9 | 3,145.2 | 3,432.5 | 3,395.6 | 3,274.7 | 3,238.9 |
| Cost of Revenue
| 0 | -18 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit
| 6,237.4 | 6,011.5 | 5,468.6 | 5,227.8 | 4,827.3 | 4,890.7 | 4,494.3 | 5,184.4 | 4,945.8 | 5,034 | 5,067.6 | 4,793.7 | 4,590.7 | 3,931.6 | 3,152.2 | 2,834.1 | 2,680.4 | 2,786.8 | 2,644.1 | 2,624.3 | 3,111 | 3,263.6 | 3,316.6 | 3,311.8 | 3,087.9 | 3,145.2 | 3,432.5 | 3,395.6 | 3,274.7 | 3,238.9 |
| Gross Profit Ratio
| 1 | 1.003 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling & Marketing Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A
| 5,812.1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Expenses
| 0 | 5,963.5 | 573.9 | -4,707.8 | -4,385.8 | -4,372.5 | -4,014.7 | -4,851.2 | -4,699.6 | -4,533.8 | -4,624.7 | -4,394 | -4,490.3 | -3,849.1 | -2,939.5 | -2,553.8 | -2,579.9 | -2,383.9 | -2,386.1 | -2,954.7 | -2,981.5 | -3,184.1 | -3,857.5 | -3,390.4 | -2,885.3 | -2,742.5 | -3,182.2 | -3,092.8 | -3,017.6 | -3,022.3 |
| Operating Expenses
| 5,812.1 | 5,963.5 | 573.9 | -4,707.8 | -4,385.8 | -4,372.5 | -4,014.7 | -4,851.2 | -4,699.6 | -4,533.8 | -4,624.7 | -4,394 | -4,490.3 | -3,849.1 | -2,939.5 | -2,553.8 | -2,579.9 | -2,383.9 | -2,386.1 | -2,954.7 | -2,981.5 | -3,184.1 | -3,857.5 | -3,390.4 | -2,885.3 | -2,742.5 | -3,182.2 | -3,092.8 | -3,017.6 | -3,022.3 |
| Operating Income
| 425.3 | 48 | 177.3 | 520 | 441.5 | 518.2 | 479.6 | 333.2 | 246.2 | 500.2 | 442.9 | 399.7 | 100.4 | 82.5 | 212.7 | 280.3 | 100.5 | 402.9 | 258 | -330.4 | 129.5 | 79.5 | -540.9 | -78.6 | 202.6 | 402.7 | 250.3 | 302.8 | 257.1 | 216.6 |
| Operating Income Ratio
| 0.068 | 0.008 | 0.032 | 0.099 | 0.091 | 0.106 | 0.107 | 0.064 | 0.05 | 0.099 | 0.087 | 0.083 | 0.022 | 0.021 | 0.067 | 0.099 | 0.037 | 0.145 | 0.098 | -0.126 | 0.042 | 0.024 | -0.163 | -0.024 | 0.066 | 0.128 | 0.073 | 0.089 | 0.079 | 0.067 |
| Total Other Income Expenses Net
| 112.5 | -6.9 | -34.1 | -34 | -4,380 | -37.5 | -4,211.8 | -3,975 | -142.1 | -4,594.6 | 95.7 | -4,464.6 | -26.3 | -57.3 | -46.3 | -43.2 | -154.1 | -43.1 | -52.1 | -54.3 | -56.7 | -19.3 | 670.9 | 19.2 | 218.6 | 0 | 300.1 | 0 | 0 | 0 |
| Income Before Tax
| 537.8 | 41.1 | 144 | 521.3 | 444.8 | 522.1 | 282.5 | 301.5 | 192.3 | 439.4 | 378 | 329.1 | 28.7 | 22.3 | 211.1 | 270.9 | 164.4 | 348.4 | 279.4 | 71.3 | 186.7 | 79.5 | -521.2 | -59.4 | 218.6 | 468 | 279.6 | 365.5 | 331.7 | 1,232.7 |
| Income Before Tax Ratio
| 0.086 | 0.007 | 0.026 | 0.1 | 0.092 | 0.107 | 0.063 | 0.058 | 0.039 | 0.087 | 0.075 | 0.069 | 0.006 | 0.006 | 0.067 | 0.096 | 0.061 | 0.125 | 0.106 | 0.027 | 0.06 | 0.024 | -0.157 | -0.018 | 0.071 | 0.149 | 0.081 | 0.108 | 0.101 | 0.381 |
| Income Tax Expense
| 112.5 | 7.6 | 27.2 | 101.3 | 82.8 | 93.1 | 43.5 | 98.5 | 36.2 | 108.6 | 95.7 | 83.4 | -17.4 | -9.6 | 57.9 | 83.1 | 79.9 | 109.2 | 87.7 | -5.2 | 4.2 | -7.4 | -234.8 | -75.5 | 2.7 | 106.9 | 49.1 | 93.6 | 75.2 | 82.7 |
| Net Income
| 426 | 35.3 | 116 | 422.8 | 358.7 | 425.1 | 391 | 186.2 | 155.1 | 331.5 | 282 | 251 | 55.9 | 37.1 | 154.8 | 197.2 | 20.6 | 253.1 | 170.3 | -325.2 | 125.3 | 86.9 | -306.1 | -3.1 | 199.9 | 295.8 | 201.2 | 209.2 | 181.9 | 133.9 |
| Net Income Ratio
| 0.068 | 0.006 | 0.021 | 0.081 | 0.074 | 0.087 | 0.087 | 0.036 | 0.031 | 0.066 | 0.056 | 0.052 | 0.012 | 0.009 | 0.049 | 0.07 | 0.008 | 0.091 | 0.064 | -0.124 | 0.04 | 0.027 | -0.092 | -0.001 | 0.065 | 0.094 | 0.059 | 0.062 | 0.056 | 0.041 |
| EPS
| 11.87 | 0.99 | 3.26 | 11.66 | 9.51 | 10.63 | 9.24 | 4.38 | 3.63 | 7.71 | 6.42 | 5.74 | 1.26 | 0.83 | 3.39 | 3.9 | 0.4 | 4.9 | 3.31 | -6.08 | 2.36 | 1.64 | -5.79 | -0.059 | 3.79 | 5.46 | 3.43 | 3.83 | 3.63 | 2.61 |
| EPS Diluted
| 11.87 | 0.98 | 3.21 | 11.5 | 9.41 | 10.47 | 9.09 | 4.33 | 3.59 | 7.4 | 6.28 | 5.59 | 1.23 | 0.81 | 3.39 | 3.86 | 0.4 | 4.83 | 3.27 | -6.02 | 2.34 | 1.64 | -5.79 | -0.059 | 3.7 | 5.33 | 3.43 | 3.82 | 3.63 | 2.61 |
| EBITDA
| 425.3 | 75.2 | 178.1 | 555.3 | 500.1 | 559.6 | 352.2 | 203 | 276.9 | 530.4 | 282.3 | 429.4 | 90.6 | 74.3 | 255.4 | 318.2 | 0 | 408 | 341.4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EBITDA Ratio
| 0.068 | 0.013 | 0.035 | 0.103 | 0.095 | 0.11 | 0.112 | 0.07 | 0.056 | 0.105 | 0.094 | 0.091 | 0.03 | 0.028 | 0.073 | 0.103 | 0.043 | 0.151 | 0.106 | -0.114 | 0.054 | 0.035 | -0.157 | -0.017 | 0.073 | 0.139 | 0.079 | 0.098 | 0.092 | 0.067 |