The Hanover Insurance Group, Inc.
NYSE:THG
165.66 (USD) • At close June 25, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 6,216.8 | 5,963.5 | 5,432.9 | 5,159.6 | 4,808.1 | 4,871 | 4,494.3 | 4,267.9 | 4,053.9 | 5,034 | 5,067.6 | 4,793.7 | 4,590.7 | 3,931.6 | 3,152.2 | 2,834.1 | 2,680.4 | 2,674.1 | 2,644.1 | 2,624.3 | 3,111 | 2,830.5 | 2,903.5 | 2,891.9 | 3,182.7 | 3,238.7 | 3,134 | 3,006.4 | 3,285.1 | 3,254.8 |
| Cost of Revenue
| 4,979.1 | 5,310.6 | 4,716.6 | 4,116.9 | 3,796.2 | 3,792.2 | 3,616.4 | 3,420.3 | 3,349.6 | 3,917.3 | 3,967.5 | 3,732.1 | 3,912.5 | 3,329.7 | 2,525.3 | 2,597.7 | 2,182.4 | 1,981 | 1,949.3 | 2,168.3 | 2,374.8 | 2,250.9 | 2,404.9 | 2,431.2 | 2,438.4 | 2,294 | 2,352.9 | 2,413.2 | 2,414.5 | 470.9 |
| Gross Profit
| 1,237.7 | 652.9 | 716.3 | 1,042.7 | 1,011.9 | 1,078.8 | 877.9 | 847.6 | 704.3 | 1,116.7 | 1,100.1 | 1,061.6 | 678.2 | 601.9 | 626.9 | 236.4 | 498 | 693.1 | 694.8 | 456 | 736.2 | 579.6 | 498.6 | 460.7 | 744.3 | 944.7 | 781.1 | 593.2 | 870.6 | 2,783.9 |
| Gross Profit Ratio
| 0.199 | 0.109 | 0.132 | 0.202 | 0.21 | 0.221 | 0.195 | 0.199 | 0.174 | 0.222 | 0.217 | 0.221 | 0.148 | 0.153 | 0.199 | 0.083 | 0.186 | 0.259 | 0.263 | 0.174 | 0.237 | 0.205 | 0.172 | 0.159 | 0.234 | 0.292 | 0.249 | 0.197 | 0.265 | 0.855 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling & Marketing Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Expenses
| 699.9 | 611.8 | 572.3 | 521.4 | 567.1 | 556.7 | 595.4 | 554.7 | 638.3 | 677.3 | 722.1 | 732.5 | 649.5 | 580.3 | 415.8 | -34.5 | 333.6 | 351.6 | 415.4 | 384.7 | 549.5 | 519.4 | 368.6 | 2.7 | 525.7 | -1.9 | 481 | -2,004.7 | -1,957 | 0 |
| Operating Expenses
| 699.9 | 611.8 | 572.3 | 521.4 | 567.1 | 556.7 | 595.4 | 554.7 | 638.3 | 677.3 | 722.1 | 732.5 | 649.5 | 580.3 | 415.8 | -34.5 | 333.6 | 351.6 | 415.4 | 384.7 | 549.5 | 519.4 | 368.6 | 2.7 | 525.7 | -1.9 | 481 | -2,004.7 | -1,957 | 0 |
| Operating Income
| 571.9 | 75.2 | 178.1 | 555.3 | 481.9 | 559.6 | 327.6 | 338.1 | 117.4 | 500 | 443.8 | 394.4 | 90.6 | 76.6 | 255.4 | 270.9 | 164.4 | 382.1 | 279.4 | 71.3 | 186.7 | 60.2 | 130 | 44.7 | 218.6 | 452 | 300.1 | 277.3 | 257.1 | 228.7 |
| Operating Income Ratio
| 0.092 | 0.013 | 0.033 | 0.108 | 0.1 | 0.115 | 0.073 | 0.079 | 0.029 | 0.099 | 0.088 | 0.082 | 0.02 | 0.019 | 0.081 | 0.096 | 0.061 | 0.143 | 0.106 | 0.027 | 0.06 | 0.021 | 0.045 | 0.015 | 0.069 | 0.14 | 0.096 | 0.092 | 0.078 | 0.07 |
| Total Other Income Expenses Net
| -34.1 | -34.1 | -34.1 | -34 | -37.1 | -37.5 | -45.1 | -45.2 | -51.4 | -60.6 | -65.8 | -65.3 | -61.9 | -55 | -44.3 | 0 | 0 | -40.6 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Income Before Tax
| 537.8 | 41.1 | 144 | 521.3 | 444.8 | 522.1 | 282.5 | 292.9 | 66 | 439.4 | 378 | 329.1 | 28.7 | 21.6 | 211.1 | 270.9 | 164.4 | 341.5 | 279.4 | 71.3 | 186.7 | 60.2 | 130 | 44.7 | 218.6 | 452 | 300.1 | 277.3 | 257.1 | 228.7 |
| Income Before Tax Ratio
| 0.087 | 0.007 | 0.027 | 0.101 | 0.093 | 0.107 | 0.063 | 0.069 | 0.016 | 0.087 | 0.075 | 0.069 | 0.006 | 0.005 | 0.067 | 0.096 | 0.061 | 0.128 | 0.106 | 0.027 | 0.06 | 0.021 | 0.045 | 0.015 | 0.069 | 0.14 | 0.096 | 0.092 | 0.078 | 0.07 |
| Income Tax Expense
| 112.5 | 7.6 | 27.2 | 101.3 | 82.8 | 93.1 | 43.5 | 76.8 | -1 | 108.6 | 95.7 | 83.4 | -17.4 | -9.9 | 57.9 | 83.1 | 79.9 | 113.2 | 87.7 | -5.2 | 4.2 | -3.9 | -234.8 | 88.2 | 2.7 | 106.9 | 56.1 | 84.7 | 75.2 | 82.7 |
| Net Income
| 426 | 35.3 | 116 | 422.8 | 358.7 | 425.1 | 391 | 186.2 | 155.1 | 331.5 | 282 | 251 | 55.9 | 36.7 | 154.8 | 197.2 | 20.6 | 253.1 | 170.3 | -325.2 | 125.3 | 86.9 | -306.1 | -3.1 | 199.9 | 295.8 | 201.2 | 209.2 | 181.9 | 133.9 |
| Net Income Ratio
| 0.069 | 0.006 | 0.021 | 0.082 | 0.075 | 0.087 | 0.087 | 0.044 | 0.038 | 0.066 | 0.056 | 0.052 | 0.012 | 0.009 | 0.049 | 0.07 | 0.008 | 0.095 | 0.064 | -0.124 | 0.04 | 0.031 | -0.105 | -0.001 | 0.063 | 0.091 | 0.064 | 0.07 | 0.055 | 0.041 |
| EPS
| 11.85 | 0.99 | 3.21 | 11.66 | 9.51 | 10.63 | 9.24 | 4.38 | 3.63 | 7.71 | 6.42 | 5.74 | 1.26 | 0.83 | 3.39 | 3.9 | 0.4 | 4.9 | 3.31 | -6.08 | 2.36 | 1.64 | -5.79 | -0.059 | 3.79 | 5.46 | 3.43 | 3.83 | 3.63 | 2.61 |
| EPS Diluted
| 11.7 | 0.98 | 3.21 | 11.5 | 9.41 | 10.47 | 9.09 | 4.33 | 3.59 | 7.4 | 6.28 | 5.59 | 1.23 | 0.81 | 3.39 | 3.86 | 0.4 | 4.83 | 3.27 | -6.02 | 2.34 | 1.64 | -5.79 | -0.059 | 3.7 | 5.33 | 3.43 | 3.82 | 3.63 | 2.61 |
| EBITDA
| 573.4 | 81.5 | 191 | 572.2 | 500.1 | 581.2 | 352.2 | 368.2 | 148.1 | 530.2 | 477.3 | 429.4 | 126.2 | 103.3 | 272.1 | 282.7 | 179.5 | 407.9 | 300.8 | 102.9 | 224.9 | 96 | 150.6 | 67.7 | 241.4 | 486.2 | 322 | 308.9 | 301.8 | 286.4 |
| EBITDA Ratio
| 0.092 | 0.014 | 0.035 | 0.111 | 0.104 | 0.119 | 0.078 | 0.086 | 0.037 | 0.105 | 0.094 | 0.09 | 0.027 | 0.026 | 0.086 | 0.1 | 0.067 | 0.153 | 0.114 | 0.039 | 0.072 | 0.034 | 0.052 | 0.023 | 0.076 | 0.15 | 0.103 | 0.103 | 0.092 | 0.088 |